9 Ryall Ln, Palm Coast, FL 32164 Property Records

Flagler County property record for 9 Ryall Ln, Palm Coast, FL 32164

Property Summary

Property Type	Multi-Family Dwellings
Details	6 bd · 4 ba · 2,580 sqft · built 2003
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Oct 2022)
Tax Bill	$4,330 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7029-00610-0050`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7029-00610-0050`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,580 sqft Heated Area
Gross Area	3,576 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	10,019 sqft (0.23 acres)
Driveway	Driveway
Driveway Area	650 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	9 RYALL LN
City	PALM COAST
State	FL
Zip	32164-3405
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	DPX
Legal Description	PALM COAST SECTION 29 BLOCK 00061 LOT 0005 SUBDIVISION COMPLETION YEAR 1981 OR 257 PG 664 OR 818 PG 608-607-DC & ACM OR 818 P
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	61
Legal Lot Number	5
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	3
Census Block	3029
Census Tract	60214

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9 RYALL LN # A, A, PALM COAST, FL 32164-3405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 12, 2019	Deed of Trust, Mortgage · Line of Credit SPACE COAST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2022 · Amount on Record
Deed Sale	Oct 17, 2022 · Amount on Record
Prior Sale	Apr 5, 2003 · Amount on Record
Deed Document Number	2022050314
Deed Book / Page	2728 / 1538
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Oct 17, 2022
Property Address	9 RYALL LN, PALM COAST, FL 32164-3405
Document Number	0027281538
Book / Page	2728 / 1538
Map Reference	MB 10 PG 17-29
Instrument Date	Oct 14, 2022
Instrument	2022050314
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	ALL CTRL FLORIDA TITLE LLC, ALL FLORIDA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,395.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 LINTON PL, PALM COAST, FL 32137-9538

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 RYALL LN # A, A, PALM COAST, FL 32164-3405

Mortgage

Document Number	0027281540
Date	Oct 17, 2022
Instrument	2728/1540

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	9 RYALL LN, PALM COAST, FL 32164-3405
Document Number	0023730655
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8 LINTON PL PALM COAST FL 321379538, PALM COAST, FL 32137-9538

Mortgage

Document Number	0023730655
Date	Jul 31, 2019
Book Page	002373/000655
Instrument	28203

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 30, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,330.00 (+4.56%) Homeowner's exemption	$281,446 (+5.72%)	$375,453 (+4.25%) Land $55,000 Building $320,453
2023	$4,141.00 (-21.48%) Homeowner's exemption	$266,220 (-20.47%)	$360,152 (+7.59%) Land $43,000 Building $317,152
2022	$5,274.00	$334,730 Land $44,500 Building $290,230	$334,730 Land $44,500 Building $290,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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