9 Ruth St, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 9 Ruth St, Smithtown, NY 11787

Property Summary

Property Type	Duplex
Details	3 bd · 1 ba · 1,813 sqft · built 1954
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Oct 2015)
Tax Bill	$10,833 (2024)
Deeds & Mortgages	Jul 2021 Refinance Mar 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473489 33.-7-12`

Property Details

APN / Parcel Number

Primary APN	`473489 33.-7-12`
Alternative APNs	`0800-033.00-07.00-012.000` `348903300000070120000000` `4734009650` `S100369`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,813 sqft Living Area
1st Floor Area	1,113 sqft
Basement Area	700 sqft
Finished Basement	700 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Raised Ranch
Exterior Material	Composition/Composite
Lot Area	13,068 sqft (0.3 acres)
View / Lot	Suburban
Garage Type	Basement
Porch	Open Porch
Porch Area	540 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	S100369
Street Address	9 RUTH ST
City	SMITHTOWN
State	NY
Zip	11787-1227
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	15-600776 TC-62 *117 LOTS 33 TO 37 INRAPALLO PK BLK 22 IMP ON
Legal Subdivision	PROPERTY BELONGING TO RAPALLO
Legal Block	7
Legal Lot Number	12
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	1
Census Block	1028
Census Tract	134902

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 RUTH ST, SMITHTOWN, NY 11787-1227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SUFFOLK FCU
Mar 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SUFFOLK FCU
Aug 1, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance SUFFOLK FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2015 · Amount on Record
Deed Sale	Oct 30, 2015 · Amount on Record
Prior Sale	Jul 30, 1997 · Amount on Record
Deed Book / Page	12838 / 859
Prior Transfer Date	Oct 8, 2015
Prior Transfer Doc	0128380859
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	9 RUTH ST, SMITHTOWN, NY 11787-1227
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0233020938
Date	Jul 21, 2021
Book Page	23302/938
Instrument	DM024711

Lender

Name	SUFFOLK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	9 RUTH ST, SMITHTOWN, NY 11787-1227
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0232460629
Date	Mar 15, 2021
Book Page	23246/629
Instrument	DL061541

Lender

Name	SUFFOLK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	9 RUTH ST, SMITHTOWN, NY 11787-1227
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0229470136
Date	Aug 1, 2018
Book Page	22947/136
Instrument	18-0141630

Lender

Name	SUFFOLK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Kings Park Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,440 (+7.25%) Land $250 Building $4,190	$555,000 (+11,564.56%) Land $31,250 Building $523,750
2024	$10,833.00
2023		$4,140 Land $250 Building $3,890	$4,758 Land $287 Building $4,471

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1978–2021)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656
Water Source	Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State Inspection	Dec 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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