Rockingham County and Chester Town property record for 9 Ruth Ray Rd, Chester, NH 03036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,820 sqft · built 2016 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $710,000 (May 2024) |
| Tax Bill | $11,068 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage Apr 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | CHST M:003 B:005 L:110 |
| Primary APN | CHST M:003 B:005 L:110 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,820 sqft Living Area |
| Gross Area | 4,472 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 47,480 sqft (1.09 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 9 RUTH RAY RD |
|---|---|
| City | CHESTER |
| State | NH |
| Zip | 03036-4254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD RE |
| Legal Block | 5 |
| Legal Lot Number | 110 |
| Jurisdiction | CHESTER TOWN NH |
| Township / Civil Division | FREMONT |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 54000 |
9 Ruth Ray Rd is owned by two individuals who bought it in May 2024.
Source: Rockingham County and Chester Town records, as of April 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 70 W MEADOW RD, 24, HAVERHILL, MA 01832-1416 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 13, 2023 | Deed of Trust, Mortgage · FHA Mortgage USA VETERANS ADMIN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2024 · Amount on File |
| Deed Sale | May 31, 2024 · Amount on File |
| Prior Sale | Jun 16, 2017 · Amount on File |
| Deed Document Number | 202415296 |
| Deed Book / Page | 6550 / 2304 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER TOWN NH |
| Property Address | 9 RUTH RAY RD, CHESTER, NH 03036-4254 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 06645-1560 |
|---|---|
| Date | Aug 29, 2025 |
| Book Page | 6645/1560 |
| Instrument | 25028691 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER TOWN NH |
| Property Address | 9 RUTH RAY RD, CHESTER, NH 03036-4254 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 06476-2316 |
|---|---|
| Date | Apr 13, 2023 |
| Book Page | 6476/2316 |
| Instrument | 23009994 |
| Name | USA VETERANS ADMIN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2048 |
The 2025 property tax bill for 9 Ruth Ray Rd was $11,068, up 3.3% from the year before.
Source: Rockingham County and Chester Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Rockingham County |
| County Subdivision | Chester Town |
| Elementary School District | Chester School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,068.00 (+3.3%) | $654,900 (-) Land $199,900 Building $455,000 | |
| 2024 | $10,714.00 (+9.98%) | $654,900 (+55.97%) Land $199,900 Building $455,000 | $659,300 |
| 2023 | $9,742.00 (+8.41%) | $419,900 (-) Land $133,300 Building $286,600 | |
| 2022 | $8,986.00 | $419,900 Land $133,300 Building $286,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9 Ruth Ray Rd in Zone X, an area of minimal flood risk, though there have been 38 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 38 (1996–2024) |
| Claims Outside the SFHA | 7 of 38 |
| Most Recent Claim | Apr 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9 Ruth Ray Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Granite State Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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