9 Royal Leaf Ln, Palm Coast, FL 32164 Property Records

Flagler County property record for 9 Royal Leaf Ln, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,552 sqft · built 2021
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Oct 2023)
Tax Bill	$3,939 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7032-00220-0050`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7032-00220-0050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,552 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	9 ROYAL LEAF LN
City	PALM COAST
State	FL
Zip	32164-6998
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SEC 32 BL 22 LT 5 OR 171 PG 16 OR 597 PG 1596 OR 2455/1218
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	22
Legal Lot Number	5
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1001
Census Tract	60214

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9 ROYAL LEAF LN, PALM COAST, FL 32164-6998
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Warranty Deed, Transfer · FHA Mortgage CALCON MUTUAL MORTGAGE LLC
May 27, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HANCOCK MORTGAGE PARTNERS LLC
Jul 2, 2020	Loan Modification, Mortgage FIFTH THIRD BK NA
Jul 6, 2020	Warranty Deed, Transfer HB TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2023 · Amount on Record
Deed Sale	Oct 13, 2023 · Amount on Record
Prior Sale	May 27, 2021 · Amount on Record
Deed Document Number	2023044786
Deed Book / Page	2819 / 1352
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Oct 13, 2023
Property Address	9 ROYAL LEAF LN, PALM COAST, FL 32164-6998
Document Number	0028191352
Book / Page	2819 / 1352
Map Reference	MB 10 PG 54-66
Instrument Date	Sep 28, 2023
Instrument	2023044786
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11014 N US HIGHWAY 301, THONOTOSASSA, FL 33592-3730

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 ROYAL LEAF LN, PALM COAST, FL 32164-6998
Investor	Possibly a Property Investor

Mortgage

Document Number	0028191354
Date	Oct 13, 2023
Instrument	2819/1354

Lender

Name	CALCON MUTUAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

May 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 27, 2021
Property Address	9 ROYAL LEAF LN, PALM COAST, FL 32164-6998
Document Number	0025670523
Book / Page	2567 / 523
Map Reference	MB 10 PG 54-66
Instrument Date	May 21, 2021
Instrument	2021029436
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 21, 2023
Title Company	HB TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,442.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2285 W FAN GALLIE BLVD, MELBOURNE, FL 32935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 ROYAL LEAF LN, PALM COAST, FL 32164-6998

Mortgage

Document Number	0002567525
Date	May 27, 2021
Instrument	2567/525

Lender

Name	HANCOCK MORTGAGE PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FLAGLER FL
Property Address	9 ROYAL LEAF LN, PALM COAST, FL 32164-6998
Document Number	0024551220
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	HB TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184

Mortgage

Document Number	0024551220
Date	Jul 6, 2020
Book Page	002455/001220
Instrument	25178

Lender

Name	FIFTH THIRD BK NA
Address	199 E MONTGOMERY AVE, ROCKVILLE, MD 20850-2381

Agreement

Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 6, 2020
Property Address	9 ROYAL LEAF LN, PALM COAST, FL 32164-6998
Document Number	0024551218
Book / Page	002455 / 001218
Instrument Date	Jun 18, 2020
Instrument	25177
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	HB TITLE INC

Transaction

Amount	Amount Recorded
Tax	$147.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,939.00 (+0.2%) Homeowner's exemption	$259,931 (+0.02%) Land $52,000 Building $207,931	$259,931 (+0.01%) Land $52,000 Building $207,931
2023	$3,931.00 (-1.21%) Homeowner's exemption Disabled Person's exemption	$259,887 (+3%)	$259,916 (+3.01%) Land $41,000 Building $218,916
2022	$3,979.00 Homeowner's exemption Disabled Person's exemption	$252,317 Land $42,000 Building $210,317	$252,317 Land $42,000 Building $210,317

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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