9 Rose St, Lincroft, NJ 07738 Property Records

Monmouth County and Middletown Township property record for 9 Rose St, Lincroft, NJ 07738

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,611 sqft · built 1959
Lot Size0.344 acres (15,002 sqft)
Owner2 Individual Names on File
Last Sale$710,000 (Dec 2023)
Tax Bill$10,817 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN32-01112-0000-00023

Property Details

APN / Parcel Number

Primary APN32-01112-0000-00023
Alternative APNs
  • 320111200023
  • 333

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,611 sqft Living Area
1st Floor Area1,611 sqft
Basement Area1,467 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialOther
Lot Area15,002 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage Area240 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Patio Area336 sqft
Shed1 Shed
Shed Area48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerConnected

Location & Zoning

Account Number333
Street Address9 ROSE ST
CityLINCROFT
StateNJ
Zip07738-1723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR22
Legal SubdivisionPROPERTY/ADOLPH BRAUN
Legal Block1112
Legal Lot Number23
JurisdictionMONMOUTH NJ
Township / Civil DivisionMIDDLETOWN
Census Block Group5
Census Block5010
Census Tract801500

Owner

9 Rose St is owned and occupied by two individuals who bought it in December 2023.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner of Record2 Individual Names on File
Mailing Address9 ROSE ST, LINCROFT, NJ 07738-1723
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2023Deed, Transfer · Conventional Mortgage
MANASQUAN BANK
Oct 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jun 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LNDG LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 2023 · Amount on File
Deed SaleDec 6, 2023 · Amount on File
Prior SaleOct 16, 2015 · Amount on File
Deed Document Number202384584
Deed Book / Page9670 / 198
Record UpdatedOct 29, 2026

December 2023: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateDec 6, 2023
Property Address9 ROSE ST, LINCROFT, NJ 07738-1723
Document Number0096700198
Book / Page9670 / 198
Instrument DateDec 1, 2023
Instrument2023084584
Transaction TypeTransfer
Record UpdatedDec 22, 2023
Title CompanyCLEAR TO CLOSE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,351.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address126 MAJESTIC S, LINCROFT, NJ 07738-1710

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 ROSE ST, LINCROFT, NJ 07738-1723

Mortgage

Document Number2023084585
DateDec 6, 2023
Instrument2023084585
Lender
NameMANASQUAN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2054
Interest
Rate TypeAdjustable Rate
Rate7.12%
Type Change DateJan 1, 2031
Change FrequencyAnnually
Min Rate At Change7.12%
Max Rate At Change9.12%
Index1-Year T-Bill
Max Rate12.1%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address9 ROSE ST, LINCROFT, NJ 07738-1723
Transaction TypeMortgage
Record UpdatedOct 20, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095483950
DateOct 4, 2021
Book Page9548/3950
Instrument2021147337
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueOct 1, 2041

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address9 ROSE ST, LINCROFT, NJ 07738-1723
Document Number0000064379
Instrument DateJun 9, 2020
Transaction TypeMortgage
Record UpdatedAug 6, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9 ROSE ST LINCROFT NJ 077381723, LINCROFT, NJ 07738-1723

Mortgage

Document Number0000064379
DateJun 17, 2020
Book Page009421/001985
Instrument64379
Lender
NameSTEARNS LNDG LLC
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJun 16, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 9 Rose St was $10,817, up 14% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$779,400 (+16.29%) Land $560,500 Building $218,900$779,400 (+16.29%) Land $560,500 Building $218,900
2025$10,817.00 (+14.04%)$670,200 Land $494,200 Building $176,000$670,200 Land $494,200 Building $176,000
2024$9,485.00
2023$562,800 (+18.33%) Land $396,000 Building $166,800$562,800 (+18.33%) Land $396,000 Building $166,800
2022$8,955.00 (+6.15%)$475,600 Land $332,500 Building $143,100$475,600 Land $332,500 Building $143,100
2021$8,436.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Rose St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (2011–2014)
Claims Outside the SFHA2 of 5
Most Recent ClaimApr 2014 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Rose St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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