Bergen County and Oakland Borough property record for 9 Rock Ledge, Oakland, NJ 07436
| Property Type | Single Family Home |
|---|---|
| Details | 3,132 sqft · built 2000 |
| Lot Size | 0.236 acres (10,280 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $439,330 (Dec 2000) |
| Tax Bill | $17,795 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-01401-0000-00074 |
| Primary APN | 42-01401-0000-00074 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,132 sqft Living Area |
|---|
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 10,280 sqft (0.236 acres) |
| Old Parcel Number | 42025010700024 |
|---|---|
| Street Address | 9 ROCK LEDGE |
| City | OAKLAND |
| State | NJ |
| Zip | 07436-2357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAC |
| Legal Description | 0.236 AC |
| Legal Subdivision | RAMAPO RIVER RESERVE PH 4 |
| Legal Block | 1401 |
| Legal Lot Number | 74 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | OAKLAND |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 39100 |
Source: Bergen County and Oakland Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9 ROCK LEDGE, OAKLAND, NJ 07436-2357 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST ALLIANCE HOME MORTGAGE LLC |
| Nov 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2000 · Amount on Record |
| Deed Sale | Dec 22, 2000 · Amount on Record |
| Prior Sale | Dec 14, 2000 · Amount on Record |
| Deed Book / Page | 8333 / 512 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 9 ROCK LEDGE, OAKLAND, NJ 07436-2357 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0037680073 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 3768/73 |
| Instrument | 20-103892 |
| Name | FIRST ALLIANCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CRANFORD, NJ 07016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 9 ROCK LEDGE, OAKLAND, NJ 07436-2357 |
| Document Number | 0028190308 |
| Book / Page | 002819 / 000308 |
| Instrument Date | Nov 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 9 ROCK LEDGE OAKLAND NJ 074362357, OAKLAND, NJ 07436-2357 |
| Document Number | 0028190308 |
|---|---|
| Date | Dec 22, 2017 |
| Book Page | 002819/000308 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 21, 2047 |
Source: Bergen County and Oakland Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oakland Borough |
| Elementary School District | Oakland Borough School District (KG - 08) |
| Secondary School District | Ramapo-Indian Hill Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $876,300 (+7.6%) Land $315,500 Building $560,800 | $876,300 (+7.6%) Land $315,500 Building $560,800 | |
| 2025 | $17,795.00 (+1.92%) | $814,400 (+12.77%) Land $299,300 Building $515,100 | $814,400 (+12.77%) Land $299,300 Building $515,100 |
| 2024 | $17,459.00 (+4.38%) | ||
| 2023 | $722,200 Land $253,400 Building $468,800 | $722,200 Land $253,400 Building $468,800 | |
| 2022 | $16,727.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 148 (1980–2023) |
| Claims Outside the SFHA | 34 of 148 |
| Most Recent Claim | Dec 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAKLAND WATER DEPT serves 12,754 people · EPA ID NJ0242001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures