9 Ridgewood Rd, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 9 Ridgewood Rd, Sterling, MA 01564

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,388 sqft · built 1998
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Oct 2018)
Tax Bill	$8,125 (2026)
Deeds & Mortgages	Aug 2019 Mortgage Oct 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`STER M:00004 L:00012`

Property Details

APN / Parcel Number

Primary APN	`STER M:00004 L:00012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,388 sqft Living Area
Gross Area	4,670 sqft
Basement Area	1,340 sqft
Unfinished Basement	1,340 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	9 RIDGEWOOD RD
City	STERLING
State	MA
Zip	01564-2051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRF
Legal Lot Number	12
Jurisdiction	STERLING MA
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2006
Census Tract	719100

Owner

9 Ridgewood Rd is owned and occupied by an individual who bought it in October 2018.

Source: Worcester County and Sterling Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	9 RIDGEWOOD RD, STERLING, MA 01564-2051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2019	Deed of Trust, Mortgage · Conventional with PMI LEOMINSTER CU
Oct 24, 2018	Quit Claim Deed, Transfer JAMES XARRAS
Oct 24, 2018	Quit Claim Deed, Transfer
Mar 5, 2018	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2018 · Amount on File
Deed Sale	Oct 24, 2018 · Amount on File
Prior Sale	Oct 24, 2018
Deed Book / Page	59585 / 380
Transfer Doc	059585-380
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	9 RIDGEWOOD RD, STERLING, MA 01564-2051
Document Number	60993-242
Instrument Date	Aug 29, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9 RIDGEWOOD RD STERLING MA 015642051, STERLING, MA 01564-2051

Mortgage

Document Number	60993-242
Date	Sep 4, 2019
Book Page	060993/000242
Instrument	90080

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2049

Interest

Rate Type	Adjustable Rate

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	Oct 24, 2018
Property Address	9 RIDGEWOOD RD, STERLING, MA 01564-2051
Document Number	59585-380
Book / Page	59585 / 380
Instrument	112598
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65.27
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	595850385
Date	Oct 24, 2018
Instrument	59585/0385

Lender

Name	JAMES XARRAS

Agreement

Amount	Amount on Record

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	Oct 24, 2018
Property Address	9 RIDGEWOOD RD, STERLING, MA 01564-2051
Document Number	59585-375
Book / Page	059585 / 000375
Instrument Date	Oct 18, 2018
Instrument	112597
Transaction Type	Transfer
Record Updated	Nov 21, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6101 CONDOR DR #300 MOORPARK CA 930212602, 300, MOORPARK, CA 93021-2602

March 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	STERLING MA
Recording Date	Mar 5, 2018
Property Address	9 RIDGEWOOD RD, STERLING, MA 01564-2051
Document Number	58509-194
Book / Page	058509 / 000194
Instrument Date	Jan 10, 2018
Instrument	21148
Transaction Type	Foreclosure
Record Updated	May 9, 2018

Transaction

Amount	Amount on Record
Tax	$1,594.25
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3043 TOWNSGATE RD #310 WESTLAKE VILLAGE CA 913613027, 310, WESTLAKE VILLAGE, CA 91361-3027

Tax Assessment & Valuation

The 2026 property tax bill for 9 Ridgewood Rd was $8,125, up 2.5% from the year before.

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sterling Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,125.00 (+2.54%)	$647,400 (+5.23%) Land $179,500 Building $467,900	$543,685 (-)
2025	$7,924.00 (+2.64%)	$615,200 (+6.07%) Land $155,400 Building $459,800	$543,685 (+2.88%)
2024	$7,720.00 (+6.34%)	$580,000 (+14.24%) Land $150,200 Building $429,800	$528,485
2023	$7,260.00	$507,700 Land $142,500 Building $365,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Ridgewood Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Ridgewood Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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