9 Ridge St, Chatham, VA 24531 Property Records

Pittsylvania County property record for 9 Ridge St, Chatham, VA 24531

Property Summary

Property Type	Exempt (Full or Partial)
Details	2 bd · 1 ba · 1,988 sqft · built 1880
Lot Size	1.33 acres (58,083 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Feb 2026)
Tax Bill	$120 (2026)
Deeds & Mortgages	Jan 2008 Line of Credit Feb 2007 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`2416-80-9712`

Property Details

APN / Parcel Number

Primary APN	`2416-80-9712`
Alternative APN	`199044`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,988 sqft Total Area
Flooring	Wood
Interior Walls	Plaster
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	58,083 sqft (1.33 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	199044
Street Address	9 RIDGE ST
City	CHATHAM
State	VA
Zip	24531
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	TZ
Legal Description	DEPOT ST LOT 2 DB688 208 MAP DB263-588
Legal Lot Number	2
Jurisdiction	PITTSYLVANIA VA
Township / Civil Division	CHATHAM-BLAIRS
Census Block Group	2
Census Block	2010
Census Tract	10500

Owner

Source: Pittsylvania County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 RIDGE ST, CHATHAM, VA 24531
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2008	Deed of Trust, Mortgage · Line of Credit VIRGINIA CREDIT UNION
Feb 5, 2007	Deed of Trust, Mortgage · Line of Credit VIRGINIA CREDIT UNION
Apr 7, 2006	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST CO
Nov 13, 2007	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST CO
Nov 21, 2011	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST CO
Jun 30, 2008	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST CO
Feb 23, 2026	Deed, Transfer · Conventional Mortgage ATLANTIC UNION BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2026 · Amount on Record
Deed Sale	Feb 23, 2026 · Amount on Record
Deed Document Number	2026902
Record Updated	Sep 20, 2026

January 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITTSYLVANIA VA
Property Address	9 RIDGE ST, CHATHAM, VA 24531
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000800/383
Date	Jan 16, 2008
Book Page	800/383

Lender

Name	VIRGINIA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITTSYLVANIA VA
Property Address	9 RIDGE ST, CHATHAM, VA 24531
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000700/897
Date	Feb 5, 2007
Book Page	700/897

Lender

Name	VIRGINIA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITTSYLVANIA VA
Property Address	9 RIDGE ST, CHATHAM, VA 24531
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00600/2691
Date	Apr 7, 2006
Book Page	600/2691

Lender

Name	BRANCH BANKING & TRUST CO

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITTSYLVANIA VA
Property Address	9 RIDGE ST, CHATHAM, VA 24531
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00700/8807
Date	Nov 13, 2007
Book Page	700/8807

Lender

Name	BRANCH BANKING & TRUST CO

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITTSYLVANIA VA
Property Address	9 RIDGE ST, CHATHAM, VA 24531
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01100/5847
Date	Nov 21, 2011
Book Page	1100/5847

Lender

Name	BRANCH BANKING & TRUST CO

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITTSYLVANIA VA
Property Address	9 RIDGE ST, CHATHAM, VA 24531
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00800/4543
Date	Jun 30, 2008
Book Page	800/4543

Lender

Name	BRANCH BANKING & TRUST CO

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	PITTSYLVANIA VA
Recording Date	Feb 23, 2026
Property Address	9 RIDGE ST, CHATHAM, VA 24531
Document Number	0260000902
Instrument Date	Feb 19, 2026
Instrument	260000902
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9 RIDGE ST # IT, IT, CHATHAM, VA 24531

Mortgage

Document Number	0260000903
Date	Feb 23, 2026
Instrument	260000903

Lender

Name	ATLANTIC UNION BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

Source: Pittsylvania County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Pittsylvania County
Municipality	Chatham Town
Unified School District	Pittsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$120.00 (-87.54%)	$155,400 (-) Land $12,000 Building $143,400	$155,400 (-) Land $12,000 Building $143,400
2025	$963.00 (+10.69%)	$155,400 (-) Land $12,000 Building $143,400	$155,400 (-) Land $12,000 Building $143,400
2024	$870.00 Additional exemption filed	$155,400 (+51.76%) Land $12,000 Building $143,400	$155,400 (+51.76%) Land $12,000 Building $143,400
2022		$102,400 Land $12,000 Building $90,400	$102,400 Land $12,000 Building $90,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TIGHTSQUEEZE WATER SUPPLY serves 209 people · EPA ID VA5143809
Water Source	Purchased surface water from TOWN OF CHATHAM
Last State Inspection	Dec 2024
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Planet Networks, Verizon.

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