Allegany County property record for 9 Richard Way, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,496 sqft · built 1958 |
| Lot Size | 0.258 acres (11,229 sqft) |
| Owner | Individual Name on File |
| Last Sale | $123,000 (Jan 2026) |
| Tax Bill | $2,252 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Mar 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-001766 |
| Primary APN | 29-001766 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,496 sqft Total Area |
| Basement Area | 750 sqft |
| Finished Basement | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 11,229 sqft (0.258 acres) |
| Garage Type | Basement |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 160 sqft |
| Patio Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 001766 |
|---|---|
| Street Address | 9 RICHARD WAY |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-7523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 9 RICHARDWAY LOT 13 75X150 COVERWOOD 75X150 |
| Legal Subdivision | COVERWOOD ADDITION |
| Legal Lot Number | 13 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 29, LA VALE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1401 |
9 Richard Way is owned and occupied by an individual who bought it in January 2026.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9 RICHARD WAY, CUMBERLAND, MD 21502-7523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2026 | Deed, Transfer · FHA Mortgage NFM LENDING |
| Mar 7, 2024 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 20, 2026 · Amount on File |
| Deed Sale | Jan 20, 2026 · Amount on File |
| Prior Sale | Jan 13, 2006 |
| Deed Book / Page | 3129 / 209 |
| Transfer Doc | 001228-0339 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Jan 20, 2026 |
| Property Address | 9 RICHARD WAY, LAVALE, MD 21502-7523 |
| Document Number | 003129-0209 |
| Book / Page | 3129 / 209 |
| Instrument Date | Nov 21, 2025 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | UNKNOWN, SOURCEPOINT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $615.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 9 RICHARD WAY, LAVALE, MD 21502-7523 |
| Document Number | 0003129218 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | 3129/218 |
| Name | NFM LENDING |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Mar 7, 2024 |
| Property Address | 9 RICHARD WAY, LAVALE, MD 21502-7523 |
| Document Number | 002948-0379 |
| Book / Page | 2948 / 379 |
| Map Reference | CASE 24 |
| Instrument Date | Jan 24, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 RICHARD WAY, CUMBERLAND, MD 21502-7523 |
The 2025 property tax bill for 9 Richard Way was $2,252.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $195,167 (+6.75%) | $207,500 (-) Land $29,100 Building $178,400 | |
| 2025 | $2,252.00 | $182,833 | $207,500 Land $29,100 Building $178,400 |
| 2023 | $1,727.00 | $158,900 | $170,500 Land $25,800 Building $144,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9 Richard Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9 Richard Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAVALE SANITARY COMMISSION serves 5,500 people · EPA ID MD0010016 |
|---|---|
| Water Source | Purchased surface water from CITY OF CUMBERLAND |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: SkyPacket.
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