9 Reading Ter, Fair Lawn, NJ 07410 Property Records

Bergen County and Fair Lawn Borough property record for 9 Reading Ter, Fair Lawn, NJ 07410

Property Summary

Property Type	Single Family Home
Details	1,008 sqft · built 1930
Lot Size	0.037 acres (1,620 sqft)
Owner	2 Individual Names on File
Last Sale	$112,300 (Jan 2016)
Tax Bill	$9,090 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-03607-01-00020`

Property Details

APN / Parcel Number

Primary APN	`17-03607-01-00020`
Alternative APNs	`1703607000100020` `051220`

Interior

Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	1,620 sqft (0.037 acres)
Lot Dimensions	90 ft deep x 18 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	051220
Street Address	9 READING TER, 1X
City	FAIR LAWN
State	NJ
Zip	07410-3315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18X90
Legal Subdivision	RADBURN MAP 57-11
Legal Block	3607
Legal Lot Number	20
Jurisdiction	BERGEN NJ
Township / Civil Division	FAIR LAWN
Census Block Group	5
Census Block	5003
Census Tract	17400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Radburn listed 1975 · 373 contributing resources · National Historic Landmark (designated 2005) · NRIS 75001118

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

9 Reading Ter is owned by two individuals who bought it in January 2016.

Source: Bergen County and Fair Lawn Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9 READING TER, FAIR LAWN, NJ 07410-3315
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2016 · Amount on File
Deed Sale	Jan 14, 2016 · Amount on File
Prior Sale	Jul 19, 2011 · Amount on File
Deed Document Number	20163931
Deed Book / Page	2157 / 1958
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	9 READING TER, FAIR LAWN, NJ 07410-3315
Transaction Type	Mortgage
Record Updated	Jul 2, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026920761
Date	Aug 12, 2017
Book Page	02692/0761
Instrument	17-060481.01

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9 Reading Ter was $9,090, up 3.2% from the year before.

Source: Bergen County and Fair Lawn Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Fair Lawn Borough
Unified School District	Fair Lawn Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,300 (-) Land $166,100 Building $82,200	$248,300 (-) Land $166,100 Building $82,200
2025	$9,090.00 (+3.15%)	$248,300 Land $166,100 Building $82,200	$248,300 Land $166,100 Building $82,200
2024	$8,812.00
2023		$248,300 Land $166,100 Building $82,200	$248,300 Land $166,100 Building $82,200
2022	$8,573.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Reading Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2021–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Reading Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR LAWN WATER DEPT serves 35,564 people · EPA ID NJ0217001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2025
Treatment and Procedure	Corrosion control Jul 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20