9 Putnam St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 9 Putnam St, Watertown, MA 02472

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 2,486 sqft · built 1915
Lot Size	0.13 acres (5,668 sqft)
Owner	2 Individual Names on File
Last Sale	$441,000 (Jul 2008)
Tax Bill	$11,960 (2026)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`63620-01`

Property Details

APN / Parcel Number

Primary APN	`63620-01`
Alternative APNs	`WATE M:1205 B:0007 L:0069` `2689`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,486 sqft Living Area
Gross Area	4,418 sqft
Basement Area	998 sqft
Unfinished Basement	998 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,668 sqft (0.13 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	2689
Street Address	9 PUTNAM ST
City	WATERTOWN
State	MA
Zip	02472-4243
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	T
Legal Block	7
Legal Lot Number	69
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	2
Census Block	2011
Census Tract	370301

Owner

9 Putnam St, a duplex, is owned by two individuals who bought it in July 2008.

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26 DOWNING RD, LEXINGTON, MA 02421-6919
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2008 · Amount on File
Deed Sale	Jul 8, 2008 · Amount on File
Prior Sale	Mar 26, 2004 · Amount on File
Deed Book / Page	1356 / 73
Transfer Doc	1767477
Record Updated	Oct 29, 2026

August 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Aug 9, 2017
Property Address	9 PUTNAM ST, WATERTOWN, MA 02472-4243
Document Number	0000067477
Instrument Date	Aug 4, 2017
Instrument	67477
Transaction Type	Mortgage
Record Updated	Aug 30, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9 PUTNAM ST WATERTOWN MA 024724243, WATERTOWN, MA 02472-4243

Mortgage

Document Number	67478
Date	Aug 9, 2017
Instrument	67478

Lender

Name	ROCKLAND CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 8, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 9 Putnam St was $11,960, up 7.1% from the year before.

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,960.00 (+7.05%)	$980,300 (+2.49%) Land $475,000 Building $505,300	$963,288
2025	$11,172.00 (+10.55%)	$956,500 (+10.73%) Land $475,000 Building $481,500
2024	$10,106.00 (-11.94%)	$863,800 (+2.21%) Land $461,400 Building $402,400
2023	$11,476.00	$845,100 Land $446,500 Building $398,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Putnam St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 9 Putnam St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Starry.

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