Jefferson County and Adams Town property record for 9 Prospect St, Adams, NY 13605
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,956 sqft · built 1870 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $72,000 (Nov 2023) |
| Tax Bill | $2,126 (2026) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Mar 2022 Sale |
| APN | 222001 112.36-3-5 |
| Primary APN | 222001 112.36-3-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,956 sqft Living Area |
| 1st Floor Area | 1,376 sqft |
| 2nd Floor Area | 580 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 109 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 267 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 222001 112.36-3-5 |
|---|---|
| Street Address | 9 PROSPECT ST |
| City | ADAMS |
| State | NY |
| Zip | 13605-1013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R9 |
| Legal Block | 3 |
| Legal Lot Number | 5.000 |
| Jurisdiction | JEFFERSON NY |
| Township / Civil Division | ADAMS |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 61801 |
9 Prospect St is owned and occupied by an individual who bought it in November 2023.
Source: Jefferson County and Adams Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9 PROSPECT ST, ADAMS, NY 13605-1013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 27, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FCU |
| Mar 11, 2022 | Executor's Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 27, 2023 · Amount on File |
| Deed Sale | Nov 27, 2023 · Amount on File |
| Prior Sale | Mar 11, 2022 · Amount on File |
| Deed Document Number | 202318114 |
| Prior Transfer Date | Mar 4, 2022 |
| Prior Transfer Doc | 0000004193 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Recording Date | Nov 27, 2023 |
| Property Address | 9 PROSPECT ST, ADAMS, NY 13605-1013 |
| Document Number | 0000018114 |
| Instrument Date | Nov 21, 2023 |
| Instrument | 20230-00018114 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 PROSPECT ST, ADAMS, NY 13605-1013 |
| Document Number | 23000018115 |
|---|---|
| Date | Nov 27, 2023 |
| Instrument | 230-00018115 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Recording Date | Mar 11, 2022 |
| Property Address | 9 PROSPECT ST, ADAMS, NY 13605-1013 |
| Document Number | 0000004193 |
| Instrument Date | Mar 4, 2022 |
| Instrument | 20220-00004193 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 PROSPECT ST, ADAMS, NY 13605-1013 |
The 2026 property tax bill for 9 Prospect St was $2,126, up 1.9% from the year before.
Source: Jefferson County and Adams Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Adams Village |
| County | Jefferson County |
| County Subdivision | Adams Town |
| Unified School District | South Jefferson Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,126.00 (+1.92%) | ||
| 2025 | $2,086.00 | $76,000 Land $12,900 Building $63,100 | $95,000 Land $16,125 Building $78,875 |
| 2023 | $81,000 (-) Land $17,800 Building $63,200 | $95,294 (+11.76%) Land $20,941 Building $74,353 | |
| 2022 | Homeowner's exemption | $81,000 Land $17,800 Building $63,200 | $85,263 Land $18,737 Building $66,526 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 9 Prospect St; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADAMS VILLAGE serves 2,000 people · EPA ID NY2202328 |
|---|---|
| Water Source | Groundwater |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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