9 Prospect Hill Ave, Summit, NJ 07901 Property Records

Union County and Summit City property record for 9 Prospect Hill Ave, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	3,573 sqft · built 1924
Lot Size	0.427 acres (18,600 sqft)
Owner	2 Trust Names on File
Last Sale	$1,985,000 (Jun 2021)
Tax Bill	$35,209 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-03501-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`18-03501-0000-00022`
Alternative APNs	`1800182E00001` `180350100022`

Interior

Stories	2 Stories
Building Area	3,573 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Construction Type	Frame
Lot Area	18,600 sqft (0.427 acres)
Lot Dimensions	181 ft deep x 140 ft wide

Location & Zoning

Old Parcel Number	1800182E00001
Street Address	9 PROSPECT HILL AVE
City	SUMMIT
State	NJ
Zip	07901-3705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R25
Legal Subdivision	CITY/SUMMIT
Legal Block	3501
Legal Lot Number	22
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2014
Census Tract	37700

Owner

9 Prospect Hill Ave is owner-occupied and held in a trust since June 2021.

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	9 PROSPECT HILL AVE, SUMMIT, NJ 07901-3705
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2021 · Amount on File
Deed Sale	Jun 17, 2021 · Amount on File
Prior Sale	Jun 19, 2006 · Amount on File
Deed Document Number	20215935
Deed Book / Page	6417 / 2592
Prior Transfer Date	Oct 27, 1998
Prior Transfer Doc	0000059193
Record Updated	Oct 29, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jun 17, 2021
Property Address	9 PROSPECT HILL AVE, SUMMIT, NJ 07901-3705
Document Number	0064172592
Book / Page	6417 / 2592
Instrument Date	May 22, 2021
Instrument	5935
Transaction Type	Transfer
Record Updated	Apr 7, 2023
Title Company	ABSOLUTE SETTLEMENT COMPANY, ABSOLUTE SETTLEMENT CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41,343.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 PROSPECT HILL AVE, SUMMIT, NJ 07901-3705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 PROSPECT HILL AVE, SUMMIT, NJ 07901-3705

Mortgage

Document Number	0000014681
Date	Jun 17, 2021
Instrument	14681

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 9 Prospect Hill Ave was $35,209, up 2.6% from the year before.

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$787,500 (-) Land $454,600 Building $332,900	$787,500 (-) Land $454,600 Building $332,900
2025	$35,209.00 (+2.64%)	$787,500 Land $454,600 Building $332,900	$787,500 Land $454,600 Building $332,900
2024	$34,304.00
2023		$765,100 Land $454,600 Building $310,500	$765,100 Land $454,600 Building $310,500
2022	$32,769.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 9 Prospect Hill Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1978–2021)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Prospect Hill Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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