9 Prospect Ave, Middletown, NY 10940 Property Records

Orange County and Middletown City property record for 9 Prospect Ave, Middletown, NY 10940

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,604 sqft · built 1923
Lot Size	0.129 acres (5,625 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Jun 2010)
Tax Bill	$6,664 (2024)
Deeds & Mortgages	Apr 2022 Refinance Oct 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`330900 42-3-10`

Property Details

APN / Parcel Number

Primary APN	`330900 42-3-10`
Alternative APNs	`090004200000030100000000` `1690000700` `42-3-10`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,604 sqft Living Area
Gross Area	1,639 sqft
1st Floor Area	908 sqft
2nd Floor Area	696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1941
Architectural Style	Old Style
Exterior Material	Wood
Lot Area	5,625 sqft (0.129 acres)
Lot Dimensions	112 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1690000700
Street Address	9 PROSPECT AVE
City	MIDDLETOWN
State	NY
Zip	10940-4111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	W W HARFORDS
Legal Block	3
Legal Lot Number	10.00
Jurisdiction	ORANGE NY
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2023
Census Tract	1500

Owner

9 Prospect Ave is owned and occupied by two individuals who bought it in June 2010.

Source: Orange County and Middletown City records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9 PROSPECT AVE, MIDDLETOWN, NY 10940-4111
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WALDEN FEDERAL SAVINGS BANK
Oct 26, 2019	Loan Modification, Mortgage · FHA Mortgage MR COOPER
Oct 26, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2010 · Amount on File
Deed Sale	Jun 29, 2010 · Amount on File
Deed Book / Page	13021 / 871
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	9 PROSPECT AVE, MIDDLETOWN, NY 10940-4111
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030527
Date	Apr 22, 2022
Book Page	15211/1454
Instrument	20220030527

Lender

Name	WALDEN FEDERAL SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	May 1, 2042

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE NY
Property Address	9 PROSPECT AVE, MIDDLETOWN, NY 10940-4111
Document Number	0000035018
Instrument Date	Oct 26, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 PROSPECT AVE MIDDLETOWN NY 109404111, MIDDLETOWN, NY 10940-4111

Mortgage

Document Number	0000035018
Date	Jul 7, 2020
Book Page	014769/000053
Instrument	35018

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 6, 2040

Interest

Rate	3.62%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	9 PROSPECT AVE, MIDDLETOWN, NY 10940-4111
Document Number	0000035017
Instrument Date	Oct 26, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9 PROSPECT AVE MIDDLETOWN NY 109404111, MIDDLETOWN, NY 10940-4111

Mortgage

Document Number	0000035017
Date	Jul 7, 2020
Book Page	014769/000035
Instrument	35017

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 6, 2040

Tax Assessment & Valuation

Source: Orange County and Middletown City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,000 Land $5,800 Building $18,200	$273,000
2024	$6,664.00
2023		$24,000 (-) Land $5,800 Building $18,200	$240,000 (+17.02%) Land $58,000 Building $182,000
2022		$24,000 Land $5,800 Building $18,200	$205,100 Land $49,566 Building $155,534

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2011–2023)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY serves 30,000 people · EPA ID NY3503534
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Greenlight Networks, Optimum, T-Mobile.

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