9 Proctor Rd, Chelmsford, MA 01824 Property Records

Middlesex County and Chelmsford Town property record for 9 Proctor Rd, Chelmsford, MA 01824

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,960 sqft · built 1990
Lot Size	1.76 acres (76,666 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Jan 2005)
Tax Bill	$11,987 (2026)
Deeds & Mortgages	Feb 2020 Refinance Oct 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`12774`

Property Details

APN / Parcel Number

Primary APN	`12774`
Alternative APN	`CHEL M:0117 B:0462 L:3`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,960 sqft Living Area
Gross Area	4,356 sqft
1st Floor Area	1,960 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	76,666 sqft (1.76 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	12774
Street Address	9 PROCTOR RD
City	CHELMSFORD
State	MA
Zip	01824-4316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	462
Legal Lot Number	3
Jurisdiction	CHELMSFORD MA
Township / Civil Division	CHELMSFORD
Census Block Group	3
Census Block	3003
Census Tract	317103

Owner

9 Proctor Rd is owned and occupied by two individuals who bought it in January 2005.

Source: Middlesex County and Chelmsford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9 PROCTOR RD, CHELMSFORD, MA 01824-4316
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU
Oct 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2005 · Amount on File
Deed Sale	Jan 28, 2005 · Amount on File
Prior Sale	Nov 25, 1994 · Amount on File
Deed Document Number	20055727
Deed Book / Page	18352 / 151
Transfer Doc	7068000138
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHELMSFORD MA
Property Address	9 PROCTOR RD, CHELMSFORD, MA 01824-4316
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33851-223
Date	Feb 20, 2020
Book Page	33851/223
Instrument	7740

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2035

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHELMSFORD MA
Property Address	9 PROCTOR RD, CHELMSFORD, MA 01824-4316
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34843-171
Date	Oct 30, 2020
Book Page	34843/171
Instrument	54950

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 9 Proctor Rd was $11,987, up 2.4% from the year before.

Source: Middlesex County and Chelmsford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Chelmsford Town
Unified School District	Chelmsford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,987.00 (+2.39%)	$903,300 (+7.25%) Land $363,400 Building $539,900	$801,610 (-)
2025	$11,707.00 (+2.16%)	$842,200 (+0.1%) Land $331,300 Building $510,900	$801,610 (-0.96%)
2024	$11,460.00 (+9.74%)	$841,400 (+15.78%) Land $331,300 Building $510,100	$809,400
2023	$10,443.00	$726,700 Land $337,400 Building $389,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Proctor Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Proctor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHELMSFORD WATER DISTRICT serves 28,750 people · EPA ID MA3056000
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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