9 Phillips Cir, Laguna Niguel, CA 92677 Property Records

Orange County property record for 9 Phillips Cir, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,293 sqft · built 1984
Lot Size	0.528 acres (23,000 sqft)
Owner	2 Individual Names on File
Last Sale	$2,850,000 (Aug 2025)
Tax Bill	$16,092 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`652-032-06`

Property Details

APN / Parcel Number

Primary APN	`652-032-06`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,293 sqft Living Area
Gross Area	3,882 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood Shingle
Roof Material	Wood Shingle
Lot Area	23,000 sqft (0.528 acres)
View / Lot	Good
Garage Area	589 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	9 PHILLIPS CIR
City	LAGUNA NIGUEL
State	CA
Zip	92677-4130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 11508 BLK LOT 5
Legal Subdivision	TRACT NO 11508
Legal Tract	11508
Legal Lot Number	5
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1000
Census Tract	42332

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9 PHILLIPS CIR, LAGUNA NIGUEL, CA 92677-4130
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALL COAST LENDING INC
Jan 22, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2025 · Amount on File
Deed Sale	Aug 29, 2025 · Amount on File
Prior Sale	Jan 22, 2019 · Amount on File
Deed Document Number	2025240482
Prior Transfer Date	May 20, 1994
Prior Transfer Doc	0000377984
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	9 PHILLIPS CIR, LAGUNA NIGUEL, CA 92677-4130
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	TICOR TITLE RIVERSIDE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 PHILLIPS CIR, LAGUNA BEACH, CA 92677-4130

Mortgage

Document Number	0000363795
Date	Jun 4, 2021
Instrument	2021000363795

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	9 PHILLIPS CIR, LAGUNA NIGUEL, CA 92677-4130
Document Number	0000359587
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	9 PHILLIPS CIR LAGUNA NIGUEL CA 926774130, LAGUNA NIGUEL, CA 92677-4130

Mortgage

Document Number	0000359587
Date	Jul 27, 2020
Instrument	359587

Lender

Name	ALL COAST LENDING INC
Address	9401 E NORA ST, MESA, AZ 85207-2557

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2050

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 22, 2019
Property Address	9 PHILLIPS CIR, LAGUNA NIGUEL, CA 92677-4130
Document Number	0000020643
Map Reference	MB 504 PG 13-15
Instrument Date	Nov 28, 2018
Instrument	2019000020643
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	9 PHILLIPS CIR, LAGUNA NIGUEL, CA 92677-4130

Mortgage

Document Number	0000020644
Date	Jan 22, 2019
Instrument	2019000020644

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,850,000 (+78.04%) Land $2,447,812 Building $402,188
2025	$16,092.00 (+3.91%) Homeowner's exemption	$1,600,767 (+4.04%) Land $1,266,578 Building $334,189
2023	$15,487.00 (+1.96%) Homeowner's exemption	$1,538,608 Land $1,217,395 Building $321,213
2022	$15,190.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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