9 Orchard Ln, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 9 Orchard Ln, Cold Spring, NY 10516

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,944 sqft · built 2022
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Jan 2022)
Tax Bill	$18,650 (2024)
Deeds & Mortgages	Mar 2022 Construction Loan Jan 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`372689 27.20-1-12.2`

Property Details

APN / Parcel Number

Primary APN	`372689 27.20-1-12.2`
Alternative APN	`268902702000010120020000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,944 sqft Living Area
Gross Area	3,808 sqft
1st Floor Area	1,524 sqft
2nd Floor Area	1,420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	43,996 sqft (1.01 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Pool House	304 sqft
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	9 ORCHARD LN
City	COLD SPRING
State	NY
Zip	10516-3727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	LAND
Legal Block	1
Legal Lot Number	12.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	2
Census Block	2023
Census Tract	10600

Owner

Source: Putnam County and Philipstown Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9 ORCHARD LN, COLD SPRING, NY 10516-3727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK NA
Jan 18, 2022	Bargain and Sale Deed, Transfer STEWART TITLE, STEWART TITLE INSURANCE CO
Jan 17, 2019	Grant Deed, Transfer THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2022 · Amount on Record
Deed Sale	Jan 18, 2022 · Amount on Record
Prior Sale	Jan 17, 2019 · Amount on Record
Deed Document Number	2022611
Deed Book / Page	2255 / 312
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	9 ORCHARD LN, COLD SPRING, NY 10516-3727
Transaction Type	Mortgage
Record Updated	Feb 26, 2024
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 LEONARD ST 204, 204, BEACON, NY 12508-3459

Mortgage

Document Number	0076010145
Date	Mar 8, 2022
Book Page	7601/145
Instrument	2408-2022

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2052

January 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Jan 18, 2022
Property Address	9 ORCHARD LN, COLD SPRING, NY 10516-3727
Document Number	0022550312
Book / Page	2255 / 312
Instrument Date	Dec 29, 2021
Instrument	611-2022
Transaction Type	Transfer
Record Updated	Feb 26, 2024
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 S RIVERSIDE AVE, CROTON ON HUDSON, NY 10520-2618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1350 BROADWAY, NEW YORK, NY 10018-7702

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PUTNAM NY
Recording Date	Jan 17, 2019
Property Address	9 ORCHARD LN, COLD SPRING, NY 10516-3727
Document Number	0021010476
Book / Page	002101 / 000476
Instrument Date	Jan 8, 2019
Instrument	1500201
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	211 E 70TH ST #16B NEW YORK NY 100215208, 16B, NEW YORK, NY 10021-5208

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Unified School District	Haldane Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$375,000 (+90.16%) Land $50,000 Building $325,000	$1,222,693 (+118.37%)
2024	$18,650.00
2023		$197,200 (+294.4%) Land $50,000 Building $147,200	$559,909 (+340.65%) Land $141,965 Building $417,944
2022		$50,000 Land $50,000	$127,065 Land $127,065

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (2007–2011)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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