Middlesex County and North Reading Town property record for 9 Orchard Dr, North Reading, MA 01864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,048 sqft · built 1955 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,092,000 (May 2025) |
| Tax Bill | $11,669 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Nov 2025 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:53-P:099 |
| Primary APN | M:53-P:099 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,048 sqft Living Area |
| Gross Area | 1,024 sqft |
| 1st Floor Area | 1,024 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 388 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,988 sqft (0.39 acres) |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 9 ORCHARD DR |
|---|---|
| City | NORTH READING |
| State | MA |
| Zip | 01864-2402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 99.0 |
| Jurisdiction | NORTH READING MA |
| Township / Civil Division | NORTH READING |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 330101 |
9 Orchard Dr is owner-occupied and held in a trust since November 2025.
Source: Middlesex County and North Reading Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 9 ORCHARD DR, NORTH READING, MA 01864-2402 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 3, 2025 | Quit Claim Deed, Transfer Quitclaim |
| May 29, 2025 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage AMERICAN FINANCIAL NETWORK |
| Jan 29, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Jan 4, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE EQUITY PTRS |
| Jul 10, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2025 · Amount on File |
| Deed Sale | May 29, 2025 · Amount on File |
| Prior Sale | Jan 4, 2019 · Amount on File |
| Deed Document Number | 202558716 |
| Deed Book / Page | 84148 / 65 |
| Last Transfer Date | Nov 3, 2025 |
| Transfer Doc | 084827-428 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 9 ORCHARD DR, NORTH READING, MA 01864-2402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 085142-534 |
|---|---|
| Date | Jan 21, 2026 |
| Book Page | 85142/534 |
| Instrument | 7152 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH READING MA |
| Recording Date | Nov 3, 2025 |
| Property Address | 9 ORCHARD DR, NORTH READING, MA 01864-2402 |
| Document Number | 084827-428 |
| Book / Page | 84827 / 428 |
| Instrument Date | Nov 3, 2025 |
| Instrument | 134177 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 ORCHARD DR, NORTH READING, MA 01864-2402 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH READING MA |
| Recording Date | May 29, 2025 |
| Property Address | 9 ORCHARD DR, NORTH READING, MA 01864-2402 |
| Document Number | 0084148-65 |
| Book / Page | 84148 / 65 |
| Instrument Date | May 28, 2025 |
| Instrument | 58716 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9 ORCHARD DR, NORTH READING, MA 01864-2402 |
| Document Number | 0000058717 |
|---|---|
| Date | May 29, 2025 |
| Instrument | 58717 |
| Name | AMERICAN FINANCIAL NETWORK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH READING MA |
| Recording Date | Jan 29, 2020 |
| Property Address | 9 ORCHARD DR, NORTH READING, MA 01864-2402 |
| Document Number | 74055-539 |
| Book / Page | 74055 / 539 |
| Instrument Date | Jan 24, 2020 |
| Instrument | 13864 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 9 ORCHARD DR, NORTH READING, MA 01864-2402 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH READING MA |
| Recording Date | Jan 4, 2019 |
| Property Address | 9 ORCHARD DR, NORTH READING, MA 01864-2402 |
| Document Number | 72092-454 |
| Book / Page | 072092 / 000454 |
| Instrument Date | Jan 4, 2019 |
| Instrument | 1567 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2019 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,924.32 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 ORCHARD DR NORTH READING MA 018642402, NORTH READING, MA 01864-2402 |
| Document Number | 72092-457 |
|---|---|
| Date | Jan 4, 2019 |
| Book Page | 072092/000457 |
| Instrument | 1568 |
| Name | MORTGAGE EQUITY PTRS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 3, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 9 ORCHARD DR, NORTH READING, MA 01864-2402 |
| Document Number | 71354-205 |
| Instrument Date | Jul 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2018 |
| Name | Verified Name |
|---|---|
| Address | 9 ORCHARD DR NORTH READING MA 018642402, NORTH READING, MA 01864-2402 |
| Document Number | 71354-205 |
|---|---|
| Date | Jul 23, 2018 |
| Book Page | 071354/000205 |
| Instrument | 109623 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 22, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 9 Orchard Dr was $11,669, up 6.7% from the year before.
Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | North Reading Town |
| Unified School District | North Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,669.00 (+6.68%) | $896,200 (+7.01%) Land $416,000 Building $480,200 | $966,812 |
| 2025 | $10,938.00 (+2.39%) | $837,500 (+3.56%) Land $385,600 Building $451,900 | |
| 2024 | $10,683.00 (+1.62%) | $808,700 (+7.61%) Land $356,800 Building $451,900 | |
| 2023 | $10,513.00 | $751,500 Land $345,200 Building $406,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9 Orchard Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9 Orchard Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000 |
|---|---|
| Water Source | Purchased surface water from ANDOVER WATER DEPT |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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