Monroe County property record for 9 Ocean Reef Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2 ba · 7,282 sqft · built 1964 |
| Lot Size | 0.551 acres (24,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $330,000 (Apr 1996) |
| Tax Bill | $32,515 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00572730-000000 |
| Primary APN | 00572730-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 7,282 sqft Living Area |
| Gross Area | 7,882 sqft |
| 1st Floor Area | 7,282 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Other |
| Construction Type | Concrete |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 24,000 sqft (0.551 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Pool Area | 528 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 2,332 sqft |
| Patio Area | 3,900 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1707716 |
|---|---|
| Street Address | 9 OCEAN REEF DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3785 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 11 LT 4-A RE-PLAT OF PORTIONS OF OCEAN REEF PLAT-#3 KEY LARGO PB5-30 OR314-395-396 OR471-880DC OR999-287 OR1057-335 OR1397-1111 OR2733-82 OR3276-1587 OR3302-1049 |
| Legal Range | 41E |
| Legal Township | 59S |
| Legal Section | 07 |
| Legal Subdivision | OCEAN REEF NO 3 REPLAT |
| Legal Block | 11 |
| Legal Lot Number | 4-A |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 972700 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3396 MEADOW LANE HUNTING, HUNTING VALLEY, OH 44022 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 1996 · Amount on Record |
| Deed Sale | Apr 9, 1996 · Amount on Record |
| Deed Book / Page | 1397 / 1111 |
| Last Transfer Date | Nov 26, 2024 |
| Transfer Doc | 0033021049 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,724,816 (+10.88%) Land $5,237,400 Building $1,487,416 | $6,724,816 (+10.88%) Land $5,237,400 Building $1,487,416 | |
| 2024 | $32,515.00 (+5.92%) | ||
| 2023 | $30,698.00 (+29.51%) | $6,064,709 (+46.39%) Land $4,540,800 Building $1,523,909 | $6,064,709 (+46.39%) Land $4,540,800 Building $1,523,909 |
| 2022 | $23,704.00 | $4,142,934 Land $2,605,800 Building $1,537,134 | $4,142,934 Land $2,605,800 Building $1,537,134 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
May also be available: AT&T, T-Mobile.
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