9 Oak Tree Ln, Old Lyme, CT 06371 Property Records

Lyme Town property record for 9 Oak Tree Ln, Old Lyme, CT 06371

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,866 sqft · built 2004
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Trust Names on File
Last Sale	$650,000 (Sep 2023)
Tax Bill	$6,148 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LYME M:40.2 L:50`

Property Details

APN / Parcel Number

Primary APN	`LYME M:40.2 L:50`
Alternative APN	`18900`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,866 sqft Living Area
Gross Area	3,113 sqft
Basement Area	1,063 sqft
Unfinished Basement	1,063 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	18900
Street Address	9 OAK TREE LN
City	OLD LYME
State	CT
Zip	06371-3640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU40
Legal Lot Number	50
Jurisdiction	LYME CT
Township / Civil Division	LYME
Census Block Group	3
Census Block	3019
Census Tract	650100

Owner

9 Oak Tree Ln is held in a trust since September 2023.

Source: Lyme Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1579 37TH AVE, SAN FRANCISCO, CA 94122-3126
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL ALLIANCE LLC
Sep 15, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage AMERICAN PACIFIC MORTGAGE
Jun 13, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2023 · Amount on File
Deed Sale	Sep 15, 2023 · Amount on File
Prior Sale	Nov 25, 2003 · Amount on File
Deed Document Number	2023253
Deed Book / Page	177 / 130
Prior Transfer Date	Jun 12, 2023
Prior Transfer Doc	000176-762
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYME CT
Property Address	9 OAK TREE LN, LYME, CT 06371-3640
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000180-540
Date	Dec 22, 2025
Book Page	180/540
Instrument	2025000401

Lender

Name	CAPITAL ALLIANCE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYME CT
Recording Date	Sep 15, 2023
Property Address	9 OAK TREE LN, LYME, CT 06371-3640
Document Number	000177-130
Book / Page	177 / 130
Instrument Date	Sep 15, 2023
Instrument	2023000253
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023000254
Date	Sep 15, 2023
Instrument	2023000254

Lender

Name	AMERICAN PACIFIC MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYME CT
Recording Date	Jun 13, 2023
Property Address	9 OAK TREE LN, LYME, CT 06371-3640
Document Number	000176-762
Book / Page	176 / 762
Instrument Date	Jun 12, 2023
Instrument	2023000136
Transaction Type	Transfer
Record Updated	Jul 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	121 HUNTINGTON DR, VERNON, CT 06066-4808

Tax Assessment & Valuation

The 2026 property tax bill for 9 Oak Tree Ln was $6,148.

Source: Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Lyme Town
Unified School District	Regional School District 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,148.00	$424,000 (-) Land $162,900 Building $261,100	$683,262 (+130.21%)
2025	$6,148.00	$424,000 Land $162,900 Building $261,100	$296,800 Land $114,030 Building $182,770
2024	$6,148.00 (+39.76%)
2023	$4,399.00 (-2.27%)	$225,600 (-) Land $66,500 Building $159,100
2022	$4,501.00	$225,600 Land $66,500 Building $159,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 9 Oak Tree Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Oak Tree Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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