9 Oak Knoll Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 9 Oak Knoll Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,981 sqft · built 2000
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Sep 2025)
Tax Bill	$4,764 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A973001371`

Property Details

APN / Parcel Number

Primary APN	`A973001371`
Alternative APN	`3-0041-S029-00-0024.3100000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,981 sqft Living Area
Gross Area	4,877 sqft
1st Floor Area	1,981 sqft
Basement Area	1,967 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Attached
Garage Area	929 sqft
Parking Spaces	3 Parking Spaces
Patio Area	394 sqft

Location & Zoning

Account Number	A973001371
Street Address	9 OAK KNOLL DR
City	SAINT CHARLES
State	MO
Zip	63304-7425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	PT SE 1/4 NW 1/4
Legal Subdivision	OAK BEND 02
Legal Lot Number	24
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	1
Census Block	1011
Census Tract	311132

Owner

9 Oak Knoll Dr is owned by an individual who bought it in September 2025.

Source: St. Charles County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	5 OAK KNOLL DR, SAINT CHARLES, MO 63304-7425
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage F&B ACQUISITION
Sep 10, 2019	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2025 · Amount on File
Deed Sale	Sep 17, 2025 · Amount on File
Prior Sale	Sep 10, 2019 · Amount on File
Deed Document Number	202541022
Prior Transfer Date	Sep 6, 2019
Prior Transfer Doc	0071391218
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	9 OAK KNOLL DR, SAINT CHARLES, MO 63304-7425
Document Number	0000092408
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2021
Title Company	STATE LOUIS COMPANY TITLE (SLCTC), STL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9 OAK KNOLL DR ST CHARLES MO 633047425, ST CHARLES, MO 63304-7425

Mortgage

Document Number	0000092408
Date	Nov 25, 2020
Instrument	92408

Lender

Name	F&B ACQUISITION
Address	SAINT LOUIS, MO 63131

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 10, 2019
Property Address	9 OAK KNOLL DR, SAINT CHARLES, MO 63304-7425
Document Number	0071391222
Book / Page	7139 / 1222
Instrument Date	Sep 6, 2019
Instrument	20190910000490420
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	838 SUMMERVIEW DR, 838, SAINT CHARLES, MO 63304-2656

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 OAK KNOLL DR, SAINT CHARLES, MO 63304-7425
Investor	Possibly a Property Investor

Mortgage

Document Number	20190910000490430
Date	Sep 10, 2019
Instrument	20190910000490430

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 9 Oak Knoll Dr was $4,764, up 5.8% from the year before.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,764.00 (+5.8%)	$80,389	$423,100 Land $60,499 Building $362,601
2024	$4,503.00
2023		$75,480
2022			$397,259 Land $54,999 Building $342,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9 Oak Knoll Dr in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	26 (1979–2019)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 5 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 3 claims Severe Storms & Flooding, Sep 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Oak Knoll Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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