9 Oak Dr, Putnam, IL 61560 Property Records

Putnam County property record for 9 Oak Dr, Putnam, IL 61560

Property Summary

Property Type	Single Family Home
Lot Size	0.403 acres (17,563 sqft)
Owner	Individual Name on Record
Tax Bill	$2,697 (2025)
Deeds & Mortgages	May 2023 Line of Credit Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-00-041-270`

Property Details

APN / Parcel Number

Primary APN	`03-00-041-270`

Exterior

Lot Area	17,563 sqft (0.403 acres)

Location & Zoning

Street Address	9 OAK DR
City	PUTNAM
State	IL
Zip	61560-9545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE THUNDERBIRD HLS LOT 374
Legal Subdivision	LAKE THUNDERBIRD HLS
Legal Lot Number	374
Jurisdiction	PUTNAM IL
Township / Civil Division	SENACHWINE
Census Block Group	2
Census Block	2023
Census Tract	954600

Owner

Source: Putnam County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9 OAK DR, PUTNAM, IL 61560-9545
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Jun 20, 2017	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Apr 30, 2018	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
May 25, 2017	Deed, Transfer · Line of Credit FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM IL
Property Address	9 OAK DR, PUTNAM, IL 61560-9545
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000230289
Date	May 3, 2023
Instrument	23-0289

Lender

Name	FIRST STATE BANK
Type	Bank
Address	MENDOTA, IL 61342

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Apr 28, 2028

Interest

Rate Type	Adjustable Rate
Rate	9%
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM IL
Property Address	9 OAK DR, PUTNAM, IL 61560-9545
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00130/2011
Date	Aug 26, 2020
Book Page	130/2011
Instrument	20-0811

Lender

Name	FIRST STATE BANK
Type	Bank
Address	MENDOTA, IL 61342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

Interest

Rate	3.37%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM IL
Property Address	9 OAK DR, PUTNAM, IL 61560-9545
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 BRIAR LN, NORTH AURORA, IL 60542-1255

Mortgage

Document Number	00125/2490
Date	Jun 20, 2017
Book Page	125/2490
Instrument	17-0520

Lender

Name	FIRST STATE BANK
Type	Bank
Address	MENDOTA, IL 61342

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 2, 2018

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM IL
Property Address	9 OAK DR, PUTNAM, IL 61560-9545
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 BRIAR LN, NORTH AURORA, IL 60542-1255

Mortgage

Document Number	00126/3267
Date	Apr 30, 2018
Book Page	126/3267
Instrument	18-0330

Lender

Name	FIRST STATE BANK
Type	Bank
Address	MENDOTA, IL 61342

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 21, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM IL
Recording Date	May 25, 2017
Property Address	9 OAK DR, PUTNAM, IL 61560-9545
Document Number	00125/2056
Book / Page	125 / 2056
Map Reference	MB 35 PG 156
Instrument Date	May 25, 2017
Instrument	17-0437
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	206 BRIAR LN, NORTH AURORA, IL 60542-1255

Mortgage

Document Number	0000170438
Date	May 25, 2017
Instrument	17-0438

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 25, 2037

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Putnam County
County Subdivision	Senachwine Township
Unified School District	Henry-Senachwine Consolidated Unit School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,697.00 (+12.8%)	$40,601 (+15%) Land $3,536 Building $37,065	$121,803 (+15%) Land $10,608 Building $111,195
2024	$2,391.00 (+25.12%) Homeowner's exemption	$35,304 (+14.29%) Land $3,075 Building $32,229	$105,912 (+14.29%) Land $9,225 Building $96,687
2023	$1,911.00 Homeowner's exemption	$30,889 Land $2,690 Building $28,199	$92,667 Land $8,070 Building $84,597

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	50 (1982–2020)
Claims Outside the SFHA	8 of 50
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE THUNDERBIRD SUBDIVSION private · serves 450 people · EPA ID IL1555050
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Nextlink.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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