9 N Monterey St, Mobile, AL 36604 Property Records

Mobile County property record for 9 N Monterey St, Mobile, AL 36604

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,520 sqft
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Apr 2014)
Tax Bill	$1,767 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R022907250007176`

Property Details

APN / Parcel Number

Primary APN	`R022907250007176`
Alternative APNs	`29 07 25 0 007 176.XXX` `00813640` `813640`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,520 sqft Living Area
1st Floor Area	1,400 sqft
Upper Floors Area	1,215 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Effective Year Built	Effective 1995
Exterior Material	Stucco
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	7,841 sqft (0.18 acres)

Exterior Amenities

Porch	Slab
Porch Area	562 sqft
Deck Area	300 sqft
Patio Area	348 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	813640
Street Address	9 N MONTEREY ST
City	MOBILE
State	AL
Zip	36604-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 AND ALSO THE SOUTH 4.1 FT OF LOT 5 BLOCK 1 W A REED S/D DBK 81/61
Legal Range	04S
Legal Township	04S
Legal Section	25
Legal Subdivision	REED S/D
Legal Block	1
Legal Lot Number	5-6
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1030
Census Tract	901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Midtown Historic District listed 2001 · 1,271 contributing resources · NRIS 01001293

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

9 N Monterey St is owned and occupied by two individuals who bought it in April 2014.

Source: Mobile County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9 N MONTEREY ST, MOBILE, AL 36604-1316
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed of Trust, Mortgage · Line of Credit SERVISFIRST BANK
Apr 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage SERVISFIRST BANK
Mar 9, 2020	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2014 · Amount on File
Deed Sale	Apr 25, 2014 · Amount on File
Prior Sale	Sep 9, 2003
Deed Document Number	201420920
Deed Book / Page	7142 / 693
Prior Transfer Date	Oct 30, 1997
Prior Transfer Doc	0000078859
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	9 N MONTEREY ST, MOBILE, AL 36604-1316
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 N MONTEREY ST, MOBILE, AL 36604-1316

Mortgage

Document Number	0000049703
Date	Aug 16, 2023
Instrument	2023049703

Lender

Name	SERVISFIRST BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	9 N MONTEREY ST, MOBILE, AL 36604-1316
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024911
Date	Apr 4, 2022
Instrument	2022024911

Lender

Name	SERVISFIRST BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2037

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	9 N MONTEREY ST, MOBILE, AL 36604-1316
Document Number	0000018744
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	9 N MONTEREY ST MOBILE AL 366041316, MOBILE, AL 36604-1316

Mortgage

Document Number	0000018744
Date	Mar 25, 2020
Instrument	18744

Lender

Name	BANCORPSOUTH
Type	Bank
Address	MOBILE, AL 36606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 24, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 9 N Monterey St was $1,767 with a homeowner's exemption, up 4% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,767.00 (+4%) Homeowner's exemption	$28,730 (+3.91%) Land $3,500 Building $25,230	$287,300 (+3.91%) Land $35,000 Building $252,300
2024	$1,699.00 (-11.46%) Homeowner's exemption	$27,650 (-11.12%) Land $3,600 Building $24,050	$276,500 (-11.12%) Land $36,000 Building $240,500
2023	$1,919.00 Homeowner's exemption	$31,110 Land $3,500 Building $27,610	$311,100 Land $35,000 Building $276,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9 N Monterey St in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	56 (1979–1999)
Claims Outside the SFHA	30 of 56
Most Recent Claim	Sep 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 N Monterey St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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