Ramsey County property record for 9 Monarch Ln, No Oaks, MN 55127
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,841 sqft · built 2013 |
| Lot Size | 0.481 acres (20,956 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $640,000 (Aug 2013) |
| Tax Bill | $11,340 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-30-22-21-0050 |
| Primary APN | 05-30-22-21-0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 2,841 sqft Living Area |
| 1st Floor Area | 1,380 sqft |
| Basement Area | 1,100 sqft |
| Finished Basement | 1,100 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Bi-Level |
| Exterior Material | Concrete |
| Construction Type | Concrete |
| Lot Area | 20,956 sqft (0.481 acres) |
| Lot Dimensions | 169 ft deep x 124 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 912 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 467651 |
|---|---|
| Street Address | 9 MONARCH LN |
| City | SAINT PAUL |
| State | MN |
| Zip | 55127-4037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REGISTERED LAND SURVEY 612 TRACT W |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 05 |
| Legal Subdivision | REGISTERED LAND SURVEY 612 |
| Legal Tract | W |
| Legal Lot Number | TRACT |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | NORTH OAKS |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 40601 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9 MONARCH LN, SAINT PAUL, MN 55127-4037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · Line of Credit BAE CREDIT UNION |
| Jun 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2013 · Amount on Record |
| Deed Sale | Aug 12, 2013 · Amount on Record |
| Deed Document Number | 2013165248 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | May 20, 2026 |
| Property Address | 9 MONARCH LN, SAINT PAUL, MN 55127-4037 |
| Document Number | 0T02816223 |
| Instrument Date | May 9, 2026 |
| Instrument | 20262816223 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 9 MONARCH LN, SAINT PAUL, MN 55127-4037 |
| Document Number | 0002816223, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 20262816223 |
| Name | BAE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 28, 2046 |
| Rate | 3.99% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 9 MONARCH LN, NORTH OAKS, MN 55127-4037 |
| Document Number | 0002673800 |
| Instrument Date | Jun 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9 MONARCH LN NORTH OAKS MN 551274037, NORTH OAKS, MN 55127-4037 |
| Document Number | 0002673800 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 2673800 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 30, 2050 |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | North Oaks City |
| Unified School District | Mounds View Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,004,600 (+3.41%) Land $250,000 Building $754,600 | $1,004,600 (+3.41%) Land $250,000 Building $754,600 | |
| 2025 | $11,340.00 (+38.6%) | $971,500 (+10.9%) Land $250,000 Building $721,500 | $971,500 (+10.9%) Land $250,000 Building $721,500 |
| 2023 | $8,182.00 | $876,000 Land $250,000 Building $626,000 | $876,000 Land $250,000 Building $626,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 63% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Township serves 11,699 people · EPA ID MN1620025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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