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9 Miller St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 9 Miller St, Oneonta, NY 13820

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,188 sqft · built 1900
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$86,920 (Nov 2017)
Tax Bill$3,319 (2026)
Deeds & MortgagesMay 2026 Second Mortgage
Nov 2017 Sale
Flood ZoneZone X (moderate risk)
APN361200 299.16-3-51.2

Property Details

APN / Parcel Number

Primary APN361200 299.16-3-51.2
Alternative APNs
  • 120029901600030510020000
  • 3911 2292

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,188 sqft Living Area
1st Floor Area684 sqft
2nd Floor Area504 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1965
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions165 ft deep x 50 ft wide
PorchPorch
Porch Area112 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3911 2292
Street Address9 MILLER ST
CityONEONTA
StateNY
Zip13820-2211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code120
Legal Block3
Legal Lot Number51.002
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group1
Census Block1033
Census Tract591100

Owner

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address9 MILLER ST, ONEONTA, NY 13820-2211
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
COMMUNITY BANK LENA
Nov 13, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 2017 · Amount on Record
Deed SaleNov 13, 2017 · Amount on Record
Prior SaleOct 19, 2007 · Amount on Record
Deed Book / Page2017 / 5512
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTSEGO NY
Recording DateMay 19, 2026
Property Address9 MILLER ST, ONEONTA, NY 13820-2211
Document Number0000000320
Instrument DateMay 7, 2026
Instrument20262320
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 MILLER ST, ONEONTA, NY 13820-2211

Mortgage

Document Number0000002320,
DateMay 19, 2026
Instrument20262320
Lender
NameCOMMUNITY BANK LENA
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueJun 1, 2046
Interest
Rate6.37%
Max Rate-1%

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOTSEGO NY
Recording DateNov 13, 2017
Property Address9 MILLER ST, ONEONTA, NY 13820-2211
Document Number0000005512
Instrument DateOct 31, 2017
Instrument5512
Transaction TypeTransfer
Record UpdatedDec 12, 2017

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 MILLER ST ONEONTA NY 138202211, ONEONTA, NY 13820-2211

Tax Assessment & Valuation

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,319.00 (+2.53%)
2025$3,237.00$85,000 (-) Land $15,900 Building $69,100$119,718 (+14.08%) Land $22,394 Building $97,324
2023$85,000 Land $15,900 Building $69,100$104,938 Land $19,630 Building $85,308

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AO, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims11 (1978–2011)
Claims Outside the SFHA2 of 11
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEONTA CITY
serves 15,954 people · EPA ID NY3800154
Water SourceSurface water
Last State InspectionOct 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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