9 Mill St, Poland, NY 13431 Property Records

Herkimer County and Russia Town property record for 9 Mill St, Poland, NY 13431

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,678 sqft · built 1870
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$172,000 (Sep 2022)
Tax Bill	$2,555 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Apr 2018 Sale & Mortgage
APN	`214403 088.58-1-7`

Property Details

APN / Parcel Number

Primary APN	`214403 088.58-1-7`
Alternative APNs	`440308805800010070000000` `063001320`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,678 sqft Living Area
1st Floor Area	1,013 sqft
Upper Floors Area	665 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	155 ft deep x 86 ft wide
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	128 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	063001320
Street Address	9 MILL ST
City	POLAND
State	NY
Zip	13431-7739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	50
Legal Description	LOT 28 ROYAL GRANT HOUSE GARAGE MILL ST
Legal Block	1
Legal Lot Number	7.000
Jurisdiction	HERKIMER NY
Township / Civil Division	RUSSIA
Census Block Group	1
Census Block	1029
Census Tract	11503

Owner

Source: Herkimer County and Russia Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	9 MILL ST, POLAND, NY 13431-7739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST SOURCE FEDERAL CREDIT UNION
Apr 24, 2018	Warranty Deed, Transfer RYAN ELECTRIC OF CNY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2022 · Amount on Record
Deed Sale	Sep 26, 2022 · Amount on Record
Prior Sale	Apr 24, 2018 · Amount on Record
Deed Document Number	2022RP2022-5429
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERKIMER NY
Recording Date	Sep 26, 2022
Property Address	9 MILL ST, POLAND, NY 13431-7739
Document Number	RP20225429
Instrument Date	Sep 22, 2022
Instrument	RP2022-5429
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 E SUNRISE BLVD # 604, 604, FORT LAUDERDALE, FL 33304-1952

Mortgage

Document Number	RP20225430
Date	Sep 26, 2022
Instrument	RP2022-5430

Lender

Name	FIRST SOURCE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.7%
Type Change Date	Oct 1, 2032
Max Rate At Change	2.7%
Index	1-Year CMT

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERKIMER NY
Recording Date	Apr 24, 2018
Property Address	9 MILL ST, POLAND, NY 13431-7739
Document Number	RP20181887
Instrument Date	Apr 23, 2018
Instrument	RP2018-1887
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 MILLINGTON AVE, POLAND, NY 13431-7741

Mortgage

Document Number	RP20181888
Date	Apr 24, 2018
Instrument	RP2018-1888

Lender

Name	RYAN ELECTRIC OF CNY

Agreement

Amount	Amount Recorded
Term	177 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: Herkimer County and Russia Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	Russia Town
Municipality	Poland Village
Unified School District	Poland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,555.00 (+0.04%)
2025	$2,554.00 (+0.75%)	$100,400 (-) Land $9,300 Building $91,100	$139,638 (+4.31%) Land $12,935 Building $126,703
2023		$100,400 Land $9,300 Building $91,100	$133,867 Land $12,400 Building $121,467
2020	$2,535.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2019–2026)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Nov 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POLAND VILLAGE serves 508 people · EPA ID NY2102313
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MIDTEL Fiber	500 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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