Loudoun County property record for 9 McPherson Cir, Sterling, VA 20165
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,096 sqft · built 1984 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $720,000 (Jun 2025) |
| Tax Bill | $5,287 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027-28-3944-000 |
| Primary APN | 027-28-3944-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,096 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Basement Area | 450 sqft |
| Finished Basement | 450 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Deck Area | Deck Area |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 9 MCPHERSON CIR |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-5758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH3 |
| Legal Description | COUNTRYSIDE SEC.3-E-1 LOT 170 201203080017561 D/G 200507150076028 |
| Legal Subdivision | COUNTRYSIDE |
| Legal Block | 1 |
| Legal Lot Number | 170 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 611102 |
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1447 NEWPORT SPRING CT, RESTON, VA 20194-1181 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC COAST MORTGAGE LLC |
| Jan 12, 2023 | Intrafamily Transfer, Transfer |
| Mar 15, 2021 | Intrafamily Transfer, Transfer · Stand-Alone Refinance ATLANTIC COAST MORTGAGE LLC |
| Jan 5, 2017 | Grant Deed, Transfer · Conventional Mortgage ACCESS NAT'L MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2025 · Amount on Record |
| Deed Sale | Jun 25, 2025 · Amount on Record |
| Prior Sale | Jan 5, 2017 · Amount on Record |
| Deed Document Number | 202529424 |
| Prior Transfer Date | Jun 5, 2025 |
| Prior Transfer Doc | 0000025997 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Apr 16, 2026 |
| Property Address | 9 MCPHERSON CIR, STERLING, VA 20165-5758 |
| Document Number | 0000018987 |
| Instrument Date | Mar 21, 2026 |
| Instrument | 202618987 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 9 MCPHERSON CIR, STERLING, VA 20165-5758 |
| Document Number | 0000018987, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 202618987 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 9 MCPHERSON CIR, STERLING, VA 20165-5758 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000030725 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 202103150030725 |
| Name | ATLANTIC COAST MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.63% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jan 12, 2023 |
| Property Address | 9 MCPHERSON CIR, STERLING, VA 20165-5758 |
| Document Number | 0000001435 |
| Instrument Date | Jan 6, 2023 |
| Instrument | 202301120001435 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 MCPHERSON CIR, STERLING, VA 20165-5758 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Mar 15, 2021 |
| Property Address | 9 MCPHERSON CIR, STERLING, VA 20165-5758 |
| Document Number | 202103150030724 |
| Instrument Date | Mar 9, 2021 |
| Instrument | 202103150030724 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 MCPHERSON CIR, STERLING, VA 20165-5758 |
| Document Number | 0000030725 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 202103150030725 |
| Name | ATLANTIC COAST MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.63% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jan 5, 2017 |
| Property Address | 9 MCPHERSON CIR, STERLING, VA 20165-5758 |
| Document Number | 20170105000933 |
| Instrument Date | Jan 4, 2017 |
| Instrument | 933 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2017 |
| Title Company | CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $449.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 MCPHERSON CIR STERLING VA 201655758, STERLING, VA 20165-5758 |
| Document Number | 20170105000934, |
|---|---|
| Date | Jan 5, 2017 |
| Instrument | 934 |
| Name | ACCESS NAT'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | RESTON, VA 20191 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 4, 2047 |
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,287.00 (+1.67%) | $656,870 (+1.68%) Land $236,700 Building $420,170 | $656,870 (+1.68%) Land $236,700 Building $420,170 |
| 2025 | $5,200.00 (+8.33%) | $646,020 (+17.76%) Land $236,700 Building $409,320 | $646,020 (+17.76%) Land $236,700 Building $409,320 |
| 2023 | $4,800.00 | $548,610 Land $216,700 Building $331,910 | $548,610 Land $216,700 Building $331,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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