9 Main St, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 9 Main St, Harwich, MA 02645

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 658 sqft · built 1925
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$489,600 (Mar 2026)
Tax Bill	$2,098 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Sep 2022 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`HARW M:10 P:K2`

Property Details

APN / Parcel Number

Primary APN	`HARW M:10 P:K2`
Alternative APNs	`M:00010 B:K002 L:000` `1319`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	658 sqft Living Area
Gross Area	1,657 sqft
1st Floor Area	504 sqft
Basement Area	504 sqft
Unfinished Basement	504 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1985
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	1319
Street Address	9 MAIN ST
City	HARWICH
State	MA
Zip	02645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	HARWICH MA
Township / Civil Division	HARWICH
Census Block Group	2
Census Block	2028
Census Tract	11002

Owner

9 Main St is owned by an individual who bought it in March 2026.

Source: Barnstable County and Harwich Town records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	548 QUAKER RD, FALMOUTH, MA
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Quit Claim Deed, Transfer · Conventional Mortgage LEADER BANK N A
Sep 29, 2022	Deed, Transfer
Oct 29, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FALL RIVER FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2026 · Amount on File
Deed Sale	Mar 19, 2026 · Amount on File
Prior Sale	Oct 29, 2021 · Amount on File
Deed Book / Page	37517 / 160
Prior Transfer Date	Mar 1, 2026
Prior Transfer Doc	037517-160
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARWICH MA
Recording Date	Mar 19, 2026
Property Address	9 MAIN ST, HARWICH, MA 02645
Document Number	037517-160
Book / Page	37517 / 160
Instrument Date	Mar 1, 2026
Instrument	10309
Transaction Type	Transfer
Record Updated	Apr 8, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 QUAKER RD, FALMOUTH, MA

Mortgage

Document Number	0000010310
Date	Mar 19, 2026
Instrument	10310

Lender

Name	LEADER BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARWICH MA
Recording Date	Sep 29, 2022
Property Address	9 MAIN ST, HARWICH, MA 02645
Document Number	035396-256
Book / Page	35396 / 256
Instrument Date	Sep 28, 2022
Instrument	48562
Transaction Type	Transfer
Record Updated	Oct 14, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	256 SHERI LN, SOUTH WEYMOUTH, MA 02190-1254

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARWICH MA
Recording Date	Oct 29, 2021
Property Address	9 MAIN ST, HARWICH, MA 02645
Document Number	0034618-98
Book / Page	34618 / 98
Instrument Date	Oct 29, 2021
Instrument	71242
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 COLLINGWOOD DR, YARMOUTH PORT, MA 02675-1509

Mortgage

Document Number	0000071243
Date	Oct 29, 2021
Instrument	71243

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 9 Main St was $2,098, up 4.8% from the year before.

Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Harwich Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,098.00 (+4.85%)	$355,000 (+6.99%) Land $191,900 Building $163,100
2024	$2,001.00 (-0.99%)	$331,800 (+9.04%) Land $181,000 Building $150,800
2023	$2,021.00 (-1.37%)	$304,300 (+20.47%) Land $164,600 Building $139,700
2022	$2,049.00	$252,600 Land $143,100 Building $109,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 51 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	8 (1978–2018)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Mar 2018 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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