Suffolk County and Smithtown Town property record for 9 Lower Rd, Smithtown, NY 11787 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,269 sqft · built 1963 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Jun 2018) |
| Tax Bill | $11,645 (2024) |
| Deeds & Mortgages | Jul 2020 Mortgage Jun 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 50.-3-38 |
| Primary APN | 473489 50.-3-38 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,269 sqft Living Area |
| Gross Area | 1,519 sqft |
| 1st Floor Area | 1,269 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 27,007 sqft (0.62 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 250 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | S80178 |
|---|---|
| Street Address | 9 LOWER RD |
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-1523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15-612301 TC-66 *2976 LOT 152 RIVIERA RIDGE SEC 3 |
| Legal Block | 3 |
| Legal Lot Number | 38 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 134902 |
Source: Suffolk County and Smithtown Town records · APN 473489 50.-3-38
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9 LOWER RD, SMITHTOWN, NY 11787-1523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 14, 2018 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 14, 2018 · Amount on Record |
| Deed Sale | Jun 14, 2018 · Amount on Record |
| Deed Book / Page | 12965 / 370 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 9 LOWER RD, SMITHTOWN, NY 11787-1523 |
| Document Number | 0231590201 |
| Instrument Date | Jul 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9 LOWER RD SMITHTOWN NY 117871523, SMITHTOWN, NY 11787-1523 |
| Document Number | 0231590201 |
|---|---|
| Date | Aug 01, 2020 |
| Book Page | 023159/000201 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jun 14, 2018 |
| Property Address | 9 LOWER RD, SMITHTOWN, NY 11787-1523 |
| Document Number | 0129650370 |
| Book / Page | 12965 / 370 |
| Instrument Date | May 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 NOWICK LN, SMITHTOWN, NY 11787-1235 |
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,450 (-) Land $450 Building $4,000 | $556,250 (+10,774.88%) Land $56,250 Building $500,000 | |
| 2024 | $11,645.00 | ||
| 2023 | $4,450 Land $450 Building $4,000 | $5,115 Land $517 Building $4,598 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031349023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Nearby Flood Policies | 4 in force 3 of 4 on primary residences |
| Nearby Flood Claims | 1 (1991) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1991, tidal / storm surge, Hurricane Bob |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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