9 Lower Cross Rd, Saddle River, NJ 07458 Property Records

Bergen County and Saddle River Borough property record for 9 Lower Cross Rd, Saddle River, NJ 07458 · Last verified July 2026

Property Highlights

Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Year Built	Built 1915
Square Footage	4,115 sqft Living Area
Lot Size	2 acres
Last Sale	$2,000,000 (1997)
Tax Bill	$15,967.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`58-01801-0000-00021-01`
Alternative APNs	`58018010000000210001` `077400`

Interior

Building Area	4,115 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Construction Type	Frame Construction
Lot Area	87,120 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	077400
Street Address	9 LOWER CROSS RD
City	SADDLE RIVER
State	NJ
Zip	07458-3206
Property Usage	Agriculture or Farming Property Usage
Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	2 AC.
Legal Block	1801
Legal Lot Number	21.1
Jurisdiction	BERGEN NJ
Minor Civil Division	SADDLE RIVER
Census Blockgroup	1
Census Block	1003
Census Tract	53100

Owner

Source: Bergen County and Saddle River Borough records · APN 58-01801-0000-00021-01

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9 LOWER CROSS RD, SADDLE RIVER, NJ 07458-3206
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 16, 1997 · Amount on Record
Deed Sale	Apr 16, 1997 · Amount on Record
Deed Book / Page	7963 / 796
Last Transfer Date	Jan 01, 2000
Transfer Doc	0000033377
Record Refreshed	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	9 LOWER CROSS RD, SADDLE RIVER, NJ 07458-3206
Document Number	0026281287
Instrument Date	May 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants In Common
Address	9 LOWER CROSS RD SADDLE RIVER NJ 074583206, SADDLE RIVER, NJ 07458-3206

Mortgage

Document Number	0026281287
Date	Jun 05, 2017
Book Page	002628/001287

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 04, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Saddle River Borough
Unified School District	Saddle River Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,496,400 (-) Land $957,500 Building $538,900	$1,496,400 (-) Land $957,500 Building $538,900
2025	$15,967.00 (+3%)	$1,496,400 (-) Land $957,500 Building $538,900	$1,496,400 (-) Land $957,500 Building $538,900
2024	$15,502.00 (+4.22%)
2023		$1,496,400 Land $957,500 Building $538,900	$1,496,400 Land $957,500 Building $538,900
2022	$14,874.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.