Durham County property record for 9 Loch Ness Ct, Durham, NC 27705
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,639 sqft · built 1987 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Dec 2015) |
| Tax Bill | $7,035 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0801-43-7812 |
| Primary APN | 0801-43-7812 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,639 sqft Heated Area |
| 1st Floor Area | 2,639 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 33,977 sqft (0.78 acres) |
| Lot Dimensions | 220 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 417 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 9 LOCH NESS CT |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27705-5441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-20 |
| Legal Description | LOCHNORA/SEC:01/PH:02/LT #56 PL:000113-000142 |
| Legal Subdivision | LOCHNORA SEC 01 |
| Legal Phase | 2 |
| Legal Lot Number | 56 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | TRIANGLE |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 2030 |
9 Loch Ness Ct is owned and occupied by two individuals who bought it in December 2015.
Source: Durham County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9 LOCH NESS CT, DURHAM, NC 27705-5441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Oct 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CORPORATE INVESTORS MORTGAGE GROUP INC |
| Sep 1, 2018 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2015 · Amount on File |
| Deed Sale | Dec 10, 2015 · Amount on File |
| Prior Sale | Apr 25, 2008 · Amount on File |
| Deed Document Number | 201540913 |
| Deed Book / Page | 7838 / 302 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 9 LOCH NESS CT, DURHAM, NC 27705-5441 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0096200758 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 9620/758 |
| Instrument | 2022007508 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Mar 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 9 LOCH NESS CT, DURHAM, NC 27705-5441 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0087770702 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | 8777/702 |
| Instrument | 2019038095 |
| Name | CORPORATE INVESTORS MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CHAPEL HILL, NC 27517 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 9 LOCH NESS CT, DURHAM, NC 27705-5441 |
| Document Number | 0085050150 |
| Instrument Date | Sep 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9 LOCH NESS CT DURHAM NC 277055441, DURHAM, NC 27705-5441 |
| Document Number | 0085050150 |
|---|---|
| Date | Sep 10, 2018 |
| Book Page | 008505/000150 |
| Instrument | 31798 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CIEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 9 Loch Ness Ct was $7,035, up 10.5% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,035.00 (+10.47%) | $692,255 (+7.75%) Land $200,250 Building $492,005 | $692,255 (+7.75%) Land $200,250 Building $492,005 |
| 2025 | $6,368.00 | $642,450 Land $200,250 Building $442,200 | $642,450 Land $200,250 Building $442,200 |
| 2023 | $5,034.00 (+2.34%) | $384,336 Land $89,150 Building $295,186 | $384,336 Land $89,150 Building $295,186 |
| 2022 | $4,919.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9 Loch Ness Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9 Loch Ness Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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