9 Laurel Ridge Rd, Southwick, MA 01077 Property Records

Hampden County and Southwick Town property record for 9 Laurel Ridge Rd, Southwick, MA 01077

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 4,540 sqft · built 2002
Lot Size	6.63 acres (289,164 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Jun 2021)
Tax Bill	$12,155 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SWIC M:030 B:000 L:034`

Property Details

APN / Parcel Number

Primary APN	`SWIC M:030 B:000 L:034`
Alternative APN	`M:000A B:0000 L:0083A`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,540 sqft Living Area
Gross Area	8,479 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	289,164 sqft (6.63 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	9 LAUREL RIDGE RD
City	SOUTHWICK
State	MA
Zip	01077-9248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Lot Number	34
Jurisdiction	SOUTHWICK MA
Township / Civil Division	SOUTHWICK
Census Block Group	1
Census Block	1013
Census Tract	813102

Owner

9 Laurel Ridge Rd is owned and occupied by two individuals who bought it in June 2021.

Source: Hampden County and Southwick Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9 LAUREL RIDGE RD, SOUTHWICK, MA 01077-9248
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jun 21, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ACADEMY MORTGAGE CORP
May 31, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENVISION BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2021 · Amount on File
Deed Sale	Jun 21, 2021 · Amount on File
Prior Sale	May 31, 2019 · Amount on File
Deed Document Number	202142457
Deed Book / Page	23952 / 52
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHWICK MA
Property Address	9 LAUREL RIDGE RD, SOUTHWICK, MA 01077-9248
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024721-434
Date	Sep 13, 2022
Book Page	24721/434
Instrument	55135

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOUTHWICK MA
Recording Date	Jun 21, 2021
Property Address	9 LAUREL RIDGE RD, SOUTHWICK, MA 01077-9248
Document Number	0023952-52
Book / Page	23952 / 52
Instrument Date	Jun 21, 2021
Instrument	42457
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9 LAUREL RIDGE RD, SOUTHWICK, MA 01077-9248

Mortgage

Document Number	0000042458
Date	Jun 21, 2021
Instrument	42458

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOUTHWICK MA
Recording Date	May 31, 2019
Property Address	9 LAUREL RIDGE RD, SOUTHWICK, MA 01077-9248
Document Number	0022691-79
Book / Page	22691 / 79
Instrument Date	May 31, 2019
Instrument	28882
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SCENIC RD, WESTFIELD, MA 01085-5197

Mortgage

Document Number	0000028883
Date	May 31, 2019
Instrument	28883

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 9 Laurel Ridge Rd was $12,155, up 4.5% from the year before.

Source: Hampden County and Southwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Southwick Town
Unified School District	Southwick-Tolland-Granville Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,155.00 (+4.49%)	$780,700 (+3.82%) Land $178,100 Building $602,600	$724,375
2024	$11,633.00 (+6.68%)	$752,000 (+11.09%) Land $158,400 Building $593,600
2023	$10,905.00	$676,900 Land $158,400 Building $518,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Laurel Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Laurel Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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