9 Laurel Oaks Dr, Freeport, FL 32439 Property Records

Walton County property record for 9 Laurel Oaks Dr, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,379 sqft · built 2023
Lot Size	0.119 acres (5,178 sqft)
Owner	Individual Name on Record
Last Sale	$302,142 (Jun 2026)
Tax Bill	$3,336 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-1S-19-23015-000-0180`

Property Details

APN / Parcel Number

Primary APN	`16-1S-19-23015-000-0180`
Alternative APNs	`16-119-23015-000-0180` `1025789`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,379 sqft Living Area
Gross Area	1,941 sqft
1st Floor Area	1,379 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,178 sqft (0.119 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9 LAUREL OAKS DR
City	FREEPORT
State	FL
Zip	32439-3459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNI
Legal Description	LOT 18 LAUREL OAKS S/D PB 17 PG 40 OR 3280-3439 OR 3297-3516
Legal Range	019
Legal Township	01S
Legal Section	16
Legal Subdivision	LAUREL OAKS
Legal Block	1
Legal Lot Number	18
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2003
Census Tract	950502

Owner

Source: Walton County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9 LAUREL OAKS DR, FREEPORT, FL 32439-3459
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO
Jun 2, 2026	Warranty Deed, Transfer · FHA Mortgage WELLSFARGOBANKNA
Aug 2, 2023	Warranty Deed, Subdivision Related Transfer MEAD LAW AND TITLE, MEAD LAW & TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Aug 2, 2023 · Amount on Record
Deed Document Number	202622361
Deed Book / Page	3400 / 1925
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Recording Date	Jul 29, 2026
Property Address	9 LAUREL OAKS DR, FREEPORT, FL 32439-3459
Document Number	0000031092
Book / Page	3407 / 1609
Instrument Date	Jun 1, 2026
Instrument	202631092
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	786 SYMPHONY WAY, FREEPORT, FL 32439-2491

Mortgage

Document Number	0000031092,
Date	Jul 29, 2026
Book Page	3407/1609
Instrument	202631092

Lender

Name	WELLS FARGO

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 2, 2026
Property Address	9 LAUREL OAKS DR, FREEPORT, FL 32439-3459
Document Number	0000022361
Book / Page	3400 / 1925
Instrument Date	Jun 1, 2026
Instrument	202622361
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	850 TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213,615.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 LAUREL OAKS DR, FREEPORT, FL 32439-3459

Mortgage

Document Number	0000022362,
Date	Jun 2, 2026
Book Page	3400/1927
Instrument	202622362

Lender

Name	WELLSFARGOBANKNA

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

August 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 2, 2023
Property Address	9 LAUREL OAKS DR, FREEPORT, FL 32439-3459
Document Number	0032973516
Book / Page	3297 / 3516
Map Reference	MB 17 PG 40&40A
Instrument Date	Jul 26, 2023
Instrument	20230027514
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 20, 2024
Title Company	MEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

Amount	Amount Recorded
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4367 COOPER LN, HOLT, FL 32564-9303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6637 GOLDEN OAK LN, AVON, IN 46123-8818

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,336.00 (-3.11%)	$260,291 (+1,074.02%) Land $50,000 Building $210,291	$260,291 (+1,074.02%) Land $50,000 Building $210,291
2024	$3,443.00 (+2,341.84%)
2023	$141.00 (-5.37%)	$22,171 (-9.91%) Land $22,171	$22,171 (-9.91%) Land $22,171
2022	$149.00	$24,610 Land $24,610	$24,610 Land $24,610

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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