9 Larnes St, Charleston, SC 29403 Property Records

Charleston County property record for 9 Larnes St, Charleston, SC 29403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,980 sqft · built 2007
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (Apr 2022)
Tax Bill	$3,655 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`460-07-02-164`

Property Details

APN / Parcel Number

Primary APN	`460-07-02-164`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,980 sqft Living Area
1st Floor Area	990 sqft
Upper Floors Area	990 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Multi-Family
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	98 ft deep x 36 ft wide

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	264 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	9 LARNES ST
City	CHARLESTON
State	SC
Zip	29403-4618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -9 LARNES ST DESCRIPTION -LT 44
Legal Subdivision	9 LARNES ST
Legal Lot Number	44
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1003
Census Tract	1100

Owner

9 Larnes St is owned and occupied by two individuals who bought it in April 2022.

Source: Charleston County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9 LARNES ST, CHARLESTON, SC 29403-4618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Apr 18, 2022	Deed, Transfer · Conventional Mortgage GO MORTGAGE LLC
Sep 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2022 · Amount on File
Deed Sale	Apr 18, 2022 · Amount on File
Prior Sale	Mar 14, 2013 · Amount on File
Deed Book / Page	1101 / 147
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	9 LARNES ST, CHARLESTON, SC 29403-4618
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 LARNES ST, CHARLESTON, SC 29403-4618

Mortgage

Document Number	0013790030
Date	Mar 31, 2026
Book Page	1379/30

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 24, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Apr 18, 2022
Property Address	9 LARNES ST, CHARLESTON, SC 29403-4618
Document Number	0011010147
Book / Page	1101 / 147
Instrument Date	Mar 2, 2022
Transaction Type	Transfer
Record Updated	Jul 13, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,664.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	9 LARNES ST, CHARLESTON, SC 29403-4618

Mortgage

Document Number	0001101149
Date	Apr 18, 2022
Instrument	1101/149

Lender

Name	GO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	9 LARNES ST, CHARLESTON, SC 29403-4618
Document Number	0680/0890
Book / Page	000680 / 000890
Instrument Date	Sep 30, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9 LARNES ST CHARLESTON SC 294034618, CHARLESTON, SC 29403-4618

Mortgage

Document Number	0680/0890
Date	Nov 20, 2017
Book Page	000680/000890

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9 Larnes St was $3,655, up 10.5% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,655.00 (+10.46%)	$736,000 (+2,775%) Land $361,675 Building $374,325	$1,037,300 Land $388,100 Building $649,200
2024	$3,309.00	$25,600
2022	$1,898.00	$15,360	$609,800 Land $304,500 Building $305,300
2020			$640,000 Land $314,500 Building $325,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9 Larnes St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 104 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	120 units insured incl. 16 condo units
Nearby Flood Claims	26 (1989–2018)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Jul 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 6 claims Hurricane Hugo, Sep 1989 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9 Larnes St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,055 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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