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9 Lake View Dr, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 9 Lake View Dr, Alligator Point, FL 32346

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,326 sqft · built 2000
Lot Size0.572 acres (24,916 sqft)
Owner2 Individual Names on File
Last Sale$309,000 (Oct 2020)
Tax Bill$3,233 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Oct 2020 Sale
Flood ZoneZone AE (high risk)
APN28-06S-01W-1051-0012-1630

Property Details

APN / Parcel Number

Primary APN28-06S-01W-1051-0012-1630
Alternative APN
  • 01W06S28105100121630

Interior

Full Baths2 Baths
Building Area1,326 sqft Living Area
Gross Area1,836 sqft
1st Floor Area1,326 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleBungalow
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area24,916 sqft (0.572 acres)
Lot Dimensions250 ft deep x 50 ft wide

Exterior Amenities

PorchFinished Screened Porch
Porch Area780 sqft
Shed1 Shed
Shed Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address9 LAKE VIEW DR
CityPANACEA
StateFL
Zip32346-5164
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 163 & 164 SOUTHERN DUNES UNIT ONE BL 12 OR/184/48 547/231 1278/603
Legal Range01W
Legal Township06S
Legal Section28
Legal SubdivisionSOUTHERN DUNES
Legal Block12
Legal Lot Number163,1
Legal Unit1
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group2
Census Block2012
Census Tract970102

Owner

9 Lake View Dr is owned and occupied by two individuals who bought it in October 2020.

Source: Franklin County records, as of October 12, 2026

Owner of Record2 Individual Names on File
Mailing Address9 LAKE VIEW DR, PANACEA, FL 32346-5164
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2026Deed of Trust, Mortgage · Line of Credit
TRUST BANK
Oct 13, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 13, 2020 · Amount on File
Deed SaleOct 13, 2020 · Amount on File
Deed Document Number20204788
Deed Book / Page1278 / 603
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Recording DateSep 23, 2026
Property Address9 LAKE VIEW DR, PANACEA, FL 32346-5164
Document Number0000004452
Book / Page1455 / 349
Instrument DateSep 4, 2026
Instrument20264452
Transaction TypeMortgage
Record UpdatedOct 12, 2026
Title CompanyDATA SEARCH INC, DATA SEARCH

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004452,
DateSep 23, 2026
Book Page1455/349
Instrument20264452
Lender
NameTRUST BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 4, 2056
Interest
Max Rate-1%

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateOct 13, 2020
Property Address9 LAKE VIEW DR, PANACEA, FL 32346-5164
Document Number0019004788
Book / Page001278 / 000603
Instrument DateSep 30, 2020
Instrument19004788
Transaction TypeTransfer
Record UpdatedNov 3, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9 LAKE VIEW DR ALLIGATOR POINT FL 323465164, ALLIGATOR POINT, FL 32346-5164

Tax Assessment & Valuation

The 2025 property tax bill for 9 Lake View Dr was $3,233, up 3.5% from the year before.

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,233.00 (+3.49%)$363,237 (-0.74%) Land $56,000 Building $307,237$363,237 (-0.74%) Land $56,000 Building $307,237
2024$3,124.00 (+17.31%)$365,941 (+38.85%) Land $56,000 Building $309,941$365,941 (+38.85%) Land $56,000 Building $309,941
2023$2,663.00 (+3.1%)$263,549 (+5.96%) Land $26,000 Building $237,549$263,549 (+5.96%) Land $26,000 Building $237,549
2022$2,583.00$248,716 Land $26,000 Building $222,716$248,716 Land $26,000 Building $222,716

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Lake View Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation15.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 293 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies329 units insured
incl. 36 condo units
Nearby Flood Claims72 (2005–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 12 claims
  • Hurricane Michael, Oct 2018 · 45 claims
  • Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Lake View Dr is moderate, ranking above 64% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALLIGATOR POINT WATER RESOURCE DISTRICT
public/private · serves 1,400 people · EPA ID FL1190013
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Fidium Fiber
DSL · Fiber in parts of the area		50 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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