9 Lake James Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 9 Lake James Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,812 sqft · built 1999
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Sep 1999)
Tax Bill	$4,476 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`A972001231`

Property Details

APN / Parcel Number

Primary APN	`A972001231`
Alternative APN	`2-0060-7600-00-0110.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,812 sqft Living Area
1st Floor Area	1,812 sqft
Basement Area	1,812 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	60 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	A972001231
Old Parcel Number	A972001231
Street Address	9 LAKE JAMES CT
City	O FALLON
State	MO
Zip	63366-5936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE0
Legal Description	GLENMARO #2 LOT 110
Legal Range	02E
Legal Township	47N
Legal Subdivision	GLENMARO #2
Legal Lot Number	110
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	2
Census Block	2013
Census Tract	311737

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 LAKE JAMES CT, O FALLON, MO 63366-5936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Line of Credit ALTRA FCU
Nov 4, 2022	Deed of Trust, Mortgage · Line of Credit ALLTRU FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 1999 · Amount on Record
Deed Sale	Sep 27, 1999 · Amount on Record
Prior Sale	Apr 7, 1999
Deed Document Number	79698
Deed Book / Page	2311 / 815
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	9 LAKE JAMES CT, O FALLON, MO 63366-5936
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 LAKE JAMES CT, O FALLON, MO 63366-5936

Mortgage

Document Number	0000054966
Date	Dec 8, 2025
Instrument	2025R-054966

Lender

Name	ALTRA FCU
Type	Credit Union
Address	WENTZVILLE, MO 63385

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 7, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	9 LAKE JAMES CT, O FALLON, MO 63366-5936
Transaction Type	Mortgage
Record Updated	Nov 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 LAKE JAMES CT, O FALLON, MO 63366-5936

Mortgage

Document Number	0000060161
Date	Nov 4, 2022
Instrument	2022R-060161

Lender

Name	ALLTRU FCU
Type	Credit Union
Address	WENTZVILLE, MO 63385

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Oct 22, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,476.00	$69,752 (+9.45%)	$367,118 (+9.45%) Land $65,000 Building $302,118
2023		$63,729
2022			$335,416 Land $45,000 Building $290,416

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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