Walton County property record for 9 Kareny Ln, Inlet Beach, FL 32461
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,512 sqft · built 2005 |
| Lot Size | 0.096 acres (4,182 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (May 2015) |
| Tax Bill | $6,908 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-3S-18-16190-00A-0240 |
| Primary APN | 28-3S-18-16190-00A-0240 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,512 sqft Living Area |
| Gross Area | 1,916 sqft |
| 1st Floor Area | 1,080 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Other |
| Lot Area | 4,182 sqft (0.096 acres) |
| Porch | Finished Screened Porch |
| Porch Area | 404 sqft |
| Utility Building | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9 KARENY LN |
|---|---|
| City | INLET BEACH |
| State | FL |
| Zip | 32461-0726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 24 BLK A MAGNOLIA COTTAGES BY THE SEA PB 15-49 REPLAT PB 15-71 OR 2688-4134 OR 2869-2685 OR 2978-3395 |
| Legal Range | 018 |
| Legal Township | 03S |
| Legal Section | 28 |
| Legal Subdivision | MAGNOLIA COTTAGES BY THE SEA |
| Legal Block | A |
| Legal Lot Number | 24 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 950610 |
9 Kareny Ln is owned by two individuals who bought it in May 2015.
Source: Walton County records, as of December 3, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28635 BLUE HOLLY LN, KATY, TX 77494-3190 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2015 · Amount on File |
| Deed Sale | May 8, 2015 · Amount on File |
| Prior Sale | Sep 12, 2005 · Amount on File |
| Deed Document Number | 20151321878 |
| Deed Book / Page | 2978 / 3395 |
| Prior Transfer Date | Jul 6, 2011 |
| Prior Transfer Doc | 0028692685 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 9 KARENY LN, INLET BEACH, FL 32461-0726 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 28635 BLUE HOLLY LN, KATY, TX 77494-3190 |
| Document Number | 0032363852 |
|---|---|
| Date | Feb 1, 2022 |
| Book Page | 3236/3852 |
| Instrument | 20220004598 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2037 |
The 2025 property tax bill for 9 Kareny Ln was $6,908, up 2.9% from the year before.
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,908.00 (+2.92%) | $857,803 Land $226,125 Building $631,678 | $857,803 Land $226,125 Building $631,678 |
| 2024 | $6,712.00 (+4.32%) | ||
| 2023 | $6,434.00 (+5.22%) | $872,826 (+5.86%) Land $226,125 Building $646,701 | $872,826 (+5.86%) Land $226,125 Building $646,701 |
| 2022 | $6,115.00 | $824,529 Land $250,998 Building $573,531 | $824,529 Land $250,998 Building $573,531 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9 Kareny Ln in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 645 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,249 units insured incl. 604 condo units |
| Nearby Flood Claims | 16 (2004–2023) |
| Claims Outside the SFHA | 10 of 16 |
| Most Recent Claim | Aug 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9 Kareny Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: REV, Wildstar Networks.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures