Essex County and Andover Town property record for 9 Joseph St, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,584 sqft · built 1971 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $200,000 (Mar 1992) |
| Tax Bill | $10,179 (2025) |
| Deeds & Mortgages | Feb 2022 Refinance Jan 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00129 B:00032 L:00000 |
| Primary APN | ANDO M:00129 B:00032 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,584 sqft Living Area |
| Gross Area | 4,250 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 336 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 49,223 sqft (1.13 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 9 JOSEPH ST |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-1101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRC |
| Legal Block | 32 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 254402 |
9 Joseph St is owner-occupied and held in a trust since March 1992.
Source: Essex County and Andover Town records, as of July 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 9 JOSEPH ST, ANDOVER, MA 01810-1101 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU |
| Jan 9, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 1992 · Amount on File |
| Deed Sale | Mar 2, 1992 · Amount on File |
| Prior Sale | Mar 2, 1992 · Amount on File |
| Deed Book / Page | 3409 / 261 |
| Transfer Doc | 14948-18 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 9 JOSEPH ST, ANDOVER, MA 01810-1101 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 017345-309 |
|---|---|
| Date | Feb 15, 2022 |
| Book Page | 17345/309 |
| Instrument | 3985 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Jan 9, 2017 |
| Property Address | 9 JOSEPH ST, ANDOVER, MA 01810-1101 |
| Document Number | 14948-18 |
| Book / Page | 014948 / 000018 |
| Instrument Date | Dec 16, 2016 |
| Instrument | 624 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 9 JOSEPH ST ANDOVER MA 018101101, ANDOVER, MA 01810-1101 |
The 2025 property tax bill for 9 Joseph St was $10,179, up 1.1% from the year before.
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,179.00 (+1.12%) | $815,000 (+4.29%) Land $459,400 Building $355,600 | $909,910 |
| 2024 | $10,066.00 (+4.42%) | $781,500 (+10.74%) Land $446,200 Building $335,300 | |
| 2023 | $9,640.00 | $705,700 Land $402,200 Building $303,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9 Joseph St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9 Joseph St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 86% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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