9 Jefferson St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 9 Jefferson St, Schenectady, NY 12305

Property Summary

Property Type	Triplex
Details	4 bd · 3 ba · 2,316 sqft · built 1900
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Sep 2021)
Tax Bill	$8,909 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`421500 39.56-3-61`

Property Details

APN / Parcel Number

Primary APN	`421500 39.56-3-61`
Alternative APNs	`150003905600030610000000` `421500 39.56-3-61.1`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,316 sqft Total Area
1st Floor Area	1,158 sqft
2nd Floor Area	1,158 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	124 ft deep x 115 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	223 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	9 JEFFERSON ST
City	SCHENECTADY
State	NY
Zip	12305-1086
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	03 - MULTI
Legal Description	2 BRICK
Legal Block	3
Legal Lot Number	61.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1003
Census Tract	20300

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	9 JEFFERSON ST, SCHENECTADY, NY 12305-1086
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed, Transfer · FHA Mortgage 1ST PRIORITY MORTGAGE INC
Sep 1, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2021 · Amount on Record
Deed Sale	Sep 1, 2021 · Amount on Record
Deed Document Number	202143235
Deed Book / Page	2066 / 446
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 1, 2021
Property Address	9 JEFFERSON ST, SCHENECTADY, NY 12305-1086
Document Number	0000043235
Book / Page	2066 / 446
Instrument Date	Aug 23, 2021
Instrument	202143235
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 JEFFERSON ST, SCHENECTADY, NY 12305-1086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	AT 9 JEFFERSON STREET, SCHENECTADY, NY 12305

Mortgage

Document Number	0000043237
Date	Sep 1, 2021
Book Page	5139/313
Instrument	202143237

Lender

Name	1ST PRIORITY MORTGAGE INC
Type	Mortgage Company
Address	BUFFALO, NY 14221

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 1, 2021
Property Address	9 JEFFERSON ST, SCHENECTADY, NY 12305-1086
Document Number	0000043234
Book / Page	2066 / 441
Map Reference	MAP 11&47
Instrument Date	Aug 23, 2021
Instrument	202143234
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 JEFFERSON ST, SCHENECTADY, NY 12305-1086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 JEFFERSON ST, SCHENECTADY, NY 12305-1086

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,909.00 (+3.39%)
2025	$8,617.00	$141,800 (-) Land $21,300 Building $120,500	$234,807 (+30.82%) Land $35,271 Building $199,536
2023		$141,800 Land $21,300 Building $120,500	$179,494 Land $26,962 Building $152,532

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	13 (1980–2011)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

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