9 Ironmaster Dr, Thurmont, MD 21788 Property Records

Frederick County property record for 9 Ironmaster Dr, Thurmont, MD 21788

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,308 sqft · built 1993
Lot Size	0.264 acres (11,486 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Aug 2022)
Tax Bill	$4,473 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-350814`

Property Details

APN / Parcel Number

Primary APN	`15-350814`
Alternative APN	`350814`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,308 sqft Living Area
Gross Area	1,644 sqft
1st Floor Area	1,108 sqft
Basement Area	200 sqft
Finished Basement	200 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,486 sqft (0.264 acres)
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	350814
Street Address	9 IRONMASTER DR
City	THURMONT
State	MD
Zip	21788-3139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 324 PLAT 2 SEC 3 11486 SQ FT GATEWAY
Legal Subdivision	GATEWAY 02 SEC 03
Legal Lot Number	324
Jurisdiction	FREDERICK MD
Township / Civil Division	15, THURMONT
Census Block Group	2
Census Block	2005
Census Tract	753001

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 IRONMASTER DR, THURMONT, MD 21788-3139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Prior Sale	Dec 20, 2011 · Amount on Record
Deed Book / Page	16087 / 123
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 16, 2022
Property Address	9 IRONMASTER DR, THURMONT, MD 21788-3139
Document Number	0160870123
Book / Page	16087 / 123
Map Reference	MB 44 PL 77
Instrument Date	Aug 12, 2022
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	EXCALIBUR TITLE AGENCY LLC, EXCALIBUR T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9 IRONMASTER DR, THURMONT, MD 21788-3139
Investor	Possibly a Property Investor

Mortgage

Document Number	0016087130
Date	Aug 16, 2022
Instrument	16087/130

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.62%
Index	Other
Margin	3
Max Rate	9.62%

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Thurmont Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,200 (+38.52%) Land $57,000 Building $265,200	$322,200 (+38.52%) Land $57,000 Building $265,200
2025	$4,473.00 (+25.68%)
2023	$3,559.00	$232,600 Land $57,000 Building $175,600	$232,600 Land $57,000 Building $175,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20