9 Horizon Dr, Frederick, MD 21703 Property Records

Frederick County property record for 9 Horizon Dr, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	4 ba · 1,320 sqft · built 1976
Lot Size	0.076 acres (3,300 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Nov 2025)
Tax Bill	$5,480 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Oct 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-040409`

Property Details

APN / Parcel Number

Primary APN	`02-040409`
Alternative APNs	`2040409` `040409`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,620 sqft Living Area
1st Floor Area	660 sqft
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,300 sqft (0.076 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	040409
Street Address	9 HORIZON DR
City	FREDERICK
State	MD
Zip	21703-6019
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R8
Legal Description	LT 1 BLK 2 SECT 1 3300 SQ FT HILLCREST ORCHARDS
Legal Subdivision	HILLCREST ORCHARDS SEC 1
Legal Block	2
Legal Lot Number	1
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3000
Census Tract	750505

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9 HORIZON DR, FREDERICK, MD 21703-6019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Oct 20, 2022	Deed, Transfer EMERALD TITLE AND ESCROW INC, EMERALD TITLE & ESCROW INC
Feb 13, 2017	Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2025 · Amount on Record
Deed Sale	Nov 20, 2025 · Amount on Record
Prior Sale	Oct 20, 2022 · Amount on Record
Deed Book / Page	17613 / 150
Record Updated	Oct 29, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 20, 2025
Property Address	9 HORIZON DR, FREDERICK, MD 21703-6019
Document Number	0176130150
Book / Page	17613 / 150
Map Reference	MB 10 PL 185
Instrument Date	Jun 17, 2025
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	ONE CHOICE T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9 HORIZON DR, FREDERICK, MD 21703-6019

Mortgage

Document Number	0176130159
Date	Nov 20, 2025
Book Page	17613/159

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jul 1, 2055

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 20, 2022
Property Address	9 HORIZON DR, FREDERICK, MD 21703-6019
Document Number	0161890203
Book / Page	16189 / 203
Map Reference	MB 10 PL 185
Instrument Date	Oct 20, 2022
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	EMERALD TITLE AND ESCROW INC, EMERALD TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	22412 GOSHEN SCHOOL RD, GAITHERSBURG, MD 20882-1410

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 13, 2017
Property Address	9 HORIZON DR, FREDERICK, MD 21703-6019
Document Number	0116670243
Book / Page	11667 / 0243
Map Reference	MB10 PL185
Instrument Date	Dec 16, 2016
Instrument	11667-0243
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 HORIZON DR, FREDERICK, MD 21703-6019

Mortgage

Document Number	116670250
Date	Feb 13, 2017
Instrument	11667-0250

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,633 (+5.16%)	$341,100 (+15.47%) Land $120,000 Building $221,100
2025	$5,480.00 (+24.94%)	$295,400 (+23.53%) Land $85,000 Building $210,400	$295,400 (-) Land $85,000 Building $210,400
2023	$4,386.00	$239,133	$295,400 Land $85,000 Building $210,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Glo Fiber, T-Mobile, Verizon.

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