Buncombe County property record for 9 Holmes Ln, Arden, NC 28704
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,799 sqft · built 2007 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $272,000 (Dec 2012) |
| Tax Bill | $2,401 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 650313-2020-202 |
| Primary APN | 650313-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,799 sqft Living Area |
| Gross Area | 3,259 sqft |
| 1st Floor Area | 1,372 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 144 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 650313-2020-202 |
|---|---|
| Street Address | 9 HOLMES LN |
| City | ARDEN |
| State | NC |
| Zip | 28704-6610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUBDIV: WAIGHTSTILL MOUNTAIN BLOCK: LOT: 43 SECTION: PLAT: 0102-0200 |
| Legal Subdivision | WAIGHTSTILL MOUNTAIN |
| Legal Block | 4 |
| Legal Lot Number | 43 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | AVERY CREEK |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 2303 |
9 Holmes Ln is owned and occupied by an individual who acquired it in December 2013.
Source: Buncombe County records, as of December 9, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9 HOLMES LN, ARDEN, NC 28704-6610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Sep 8, 2017 | Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU |
| Jan 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2012 · Amount on File |
| Deed Sale | Dec 7, 2012 · Amount on File |
| Prior Sale | Mar 3, 2011 · Amount on File |
| Deed Document Number | 201225025000003 |
| Deed Book / Page | 5047 / 1509 |
| Last Transfer Date | Dec 13, 2013 |
| Transfer Doc | 0051721719 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 9 HOLMES LN, ARDEN, NC 28704-6610 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0061240941 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 6124/941 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SKYLAND, NC 28776 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 9 HOLMES LN, ARDEN, NC 28704-6610 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0055881096 |
|---|---|
| Date | Sep 8, 2017 |
| Book Page | 5588/1096 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 9 HOLMES LN, ARDEN, NC 28704-6610 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0060040412 |
|---|---|
| Date | Jan 8, 2021 |
| Book Page | 6004/412 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Feb 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.37% |
| Index | 5-Year CMT |
| Max Rate | 9.37% |
The 2025 property tax bill for 9 Holmes Ln was $2,401, up 4.7% from the year before.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,401.00 (+4.71%) | $372,500 Land $58,800 Building $313,700 | $372,500 Land $58,800 Building $313,700 |
| 2024 | $2,293.00 (+3.29%) | ||
| 2023 | $2,220.00 | $372,500 | $372,500 Land $58,800 Building $313,700 |
| 2021 | $372,500 Land $58,800 Building $313,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9 Holmes Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9 Holmes Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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