Essex County and Saugus Town property record for 9 Hilltop Ave, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,747 sqft · built 1965 |
| Lot Size | 0.248 acres (10,820 sqft) |
| Owner | Individual Name on File |
| Last Sale | $690,000 (Aug 2025) |
| Tax Bill | $6,176 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:009-G B:0005 L:0014 |
| Primary APN | SAUG M:009-G B:0005 L:0014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,747 sqft Living Area |
| Gross Area | 2,292 sqft |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 353 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,820 sqft (0.248 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 4061006 |
|---|---|
| Street Address | 9 HILLTOP AVE |
| City | SAUGUS |
| State | MA |
| Zip | 01906-1462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 5 |
| Legal Lot Number | 14 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 208302 |
Source: Essex County and Saugus Town records · APN SAUG M:009-G B:0005 L:0014
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9 HILLTOP AVE, SAUGUS, MA 01906-1462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · ARM MUTUAL OF OMAHA MORTGAGE |
| Aug 06, 2025 | Fiduciary Deed, Transfer · FHA Mortgage MSA LENDING LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 06, 2025 · Amount on Record |
| Deed Sale | Aug 06, 2025 · Amount on Record |
| Deed Book / Page | 42874 / 95 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 9 HILLTOP AVE, SAUGUS, MA 01906-1462 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 039655-184 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 39655/184 |
| Instrument | 20210317000900 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 829 Months |
| Due | Apr 01, 2090 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.59% |
| Type Change Date | Nov 01, 2021 |
| Index | Other |
| Margin | 5 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Aug 06, 2025 |
| Property Address | 9 HILLTOP AVE, SAUGUS, MA 01906-1462 |
| Document Number | 0042874-95 |
| Book / Page | 42874 / 95 |
| Instrument Date | Aug 06, 2025 |
| Instrument | 20250806003180 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 HILLTOP AVE, SAUGUS, MA 01906-1462 |
| Document Number | 20250806003190 |
|---|---|
| Date | Aug 06, 2025 |
| Instrument | 20250806003190 |
| Name | MSA LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,176.00 (+3.45%) | $578,300 (+3.16%) Land $358,700 Building $219,600 | $647,805 |
| 2024 | $5,970.00 (+1.89%) | $560,600 (+7.75%) Land $345,100 Building $215,500 | |
| 2023 | $5,859.00 | $520,300 Land $313,300 Building $207,000 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092083022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 4 (2010–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 337 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system MA3262000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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