Worcester County property record for 9 Harpoon Rd, Ocean Pines, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,232 sqft · built 1983 |
| Lot Size | 0.244 acres (10,611 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $179,900 (Apr 2017) |
| Tax Bill | $2,192 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-047148 |
| Primary APN | 03-047148 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,232 sqft Total Area |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,611 sqft (0.244 acres) |
| Porch | Slab |
| Porch Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 047148 |
|---|---|
| Street Address | 9 HARPOON RD |
| City | BERLIN |
| State | MD |
| Zip | 21811-1835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT B-06-669 10611 SQ FT HARPOON RD PLAT OCEAN PINES SEC 6 |
| Legal Subdivision | OCEAN PINES SEC 06 |
| Legal Lot Number | 669 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 5, OCEAN PINES |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 950600 |
9 Harpoon Rd is owned and occupied by two individuals who bought it in April 2017.
Source: Worcester County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9 HARPOON RD, BERLIN, MD 21811-1835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 18, 2017 | Deed, Transfer · Conventional Mortgage FRANKLIN MINT FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2017 · Amount on File |
| Deed Sale | Apr 18, 2017 · Amount on File |
| Prior Sale | May 10, 2011 · Amount on File |
| Deed Document Number | 20176978-082 |
| Deed Book / Page | 6978 / 82 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 9 HARPOON RD, OCEAN PINES, MD 21811-1835 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0079460463 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 7946/463 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48216 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 238 Months |
| Due | Dec 1, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Apr 18, 2017 |
| Property Address | 9 HARPOON RD, OCEAN PINES, MD 21811-1835 |
| Document Number | 0069780082 |
| Book / Page | 6978 / 082 |
| Map Reference | MB FWH12 FO10 |
| Instrument Date | Apr 12, 2017 |
| Instrument | 6978-082 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | CAPITOL TITLE INS AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,799.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 721 EATON RD, DREXEL HILL, PA 19026-1506 |
| Document Number | 6978088 |
|---|---|
| Date | Apr 18, 2017 |
| Instrument | 6978-088 |
| Name | FRANKLIN MINT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
The 2026 property tax bill for 9 Harpoon Rd was $2,192, up 1.3% from the year before.
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,192.00 (+1.29%) | $278,533 | $304,900 Land $93,800 Building $211,100 |
| 2025 | $2,164.00 Homeowner's exemption | ||
| 2023 | $1,974.00 | $206,300 | $225,800 Land $82,500 Building $143,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9 Harpoon Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 13 (1979–2017) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Aug 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9 Harpoon Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN PINES serves 11,890 people · EPA ID MD0230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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