9 Harold St, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 9 Harold St, Florence, MA 01062

Property Summary

Property Type	Duplex
Details	5 bd · 4 ba · 3,220 sqft · built 1948
Lot Size	0.245 acres (10,677 sqft)
Owner	2 Individual Names on Record
Last Sale	$314,010 (Mar 2019)
Tax Bill	$7,508 (2025)
Deeds & Mortgages	Sep 2023 Refinance Mar 2020 Refinance + 1 more
APN	`NHAM M:012C B:0064 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:012C B:0064 L:0001`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	14 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,220 sqft Living Area
Gross Area	3,338 sqft
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	10,677 sqft (0.245 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	9 HAROLD ST
City	FLORENCE
State	MA
Zip	01062-1029
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	URA
Legal Block	64
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	1
Census Block	1009
Census Tract	821601

Owner

Source: Hampshire County and Northampton City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 HAROLD ST, FLORENCE, MA 01062-1029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Warranty Deed, Transfer · Stand-Alone Refinance HARBORONE MORTGAGE
Mar 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
Mar 29, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Deed Document Number	20194772
Last Transfer Date	Sep 22, 2023
Transfer Doc	014971-222
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Sep 27, 2023
Property Address	9 HAROLD ST, NORTHAMPTON, MA 01062-1029
Document Number	014971-222
Book / Page	14971 / 222
Instrument Date	Sep 22, 2023
Instrument	15153
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9 HAROLD ST # 11, 11, NORTHAMPTON, MA 01062-1029

Mortgage

Document Number	014971-227
Date	Sep 27, 2023
Book Page	14971/227
Instrument	15154

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	9 HAROLD ST, NORTHAMPTON, MA 01062-1029
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13573-227
Date	Mar 25, 2020
Book Page	13573/227
Instrument	5401

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Mar 29, 2019
Property Address	9 HAROLD ST, NORTHAMPTON, MA 01062-1029
Document Number	13226-58
Book / Page	13226 / 58
Instrument Date	Mar 28, 2019
Instrument	4772
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 STRAW AVE, FLORENCE, MA 01062-1423

Mortgage

Document Number	4773
Date	Mar 29, 2019
Instrument	4773

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,508.00 (+0.87%)	$539,000 (+14.71%) Land $121,300 Building $417,700
2023	$7,443.00	$469,900 Land $110,200 Building $359,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2002–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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