9 Harding Ave, Delmar, NY 12054 Property Records

Albany County and Bethlehem Town property record for 9 Harding Ave, Delmar, NY 12054

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,000 sqft · built 1970
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Jul 2024)
Tax Bill	$7,483 (2026)
Deeds & Mortgages	Jul 2024 Sale & Mortgage Jul 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`012200 85.12-1-7`

Property Details

APN / Parcel Number

Primary APN	`012200 85.12-1-7`
Alternative APNs	`220008501200010070000000` `08501200010070000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,000 sqft Total Area
1st Floor Area	960 sqft
2nd Floor Area	1,040 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	236 ft deep x 80 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	08501200010070000000
Street Address	9 HARDING AVE
City	DELMAR
State	NY
Zip	12054-1007
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	CR
Legal Description	LOT 9 DELMAR
Legal Block	1
Legal Lot Number	7.000
Jurisdiction	ALBANY NY
Township / Civil Division	BETHLEHEM
Census Block Group	3
Census Block	3000
Census Tract	14100

Owner

9 Harding Ave, a duplex, is owned by an individual who bought it in July 2024.

Source: Albany County and Bethlehem Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	71A WEIS RD, ALBANY, NY 12208-1954
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2024	Deed, Transfer · Conventional Mortgage CCFCU FUNDING LLC
Jul 27, 2022	Intrafamily Transfer, Transfer A AND G TITLE AND STLMT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2024 · Amount on File
Deed Sale	Jul 5, 2024 · Amount on File
Prior Sale	Feb 17, 2015 · Amount on File
Deed Document Number	202410774
Prior Transfer Date	Jan 10, 2022
Prior Transfer Doc	0000007662
Record Updated	Oct 29, 2026

July 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBANY NY
Recording Date	Jul 5, 2024
Property Address	9 HARDING AVE, DELMAR, NY 12054-1007
Document Number	0000000774
Instrument Date	Jun 26, 2024
Instrument	R2024-10774
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 SKY HOLLOW DR, ALBANY, NY 12204-1213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71A WEIS RD, ALBANY, NY 12208-1954

Mortgage

Document Number	0000000775
Date	Jul 5, 2024
Instrument	R2024-10775

Lender

Name	CCFCU FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2054

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALBANY NY
Recording Date	Jul 27, 2022
Property Address	9 HARDING AVE, DELMAR, NY 12054-1007
Document Number	0000007662
Instrument Date	Jan 10, 2022
Instrument	R2022-17662
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	A AND G TITLE AND STLMT SVCS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	75 CASCADE TER, SCHENECTADY, NY 12309-1976

Tax Assessment & Valuation

The 2026 property tax bill for 9 Harding Ave was $7,483, up 1.1% from the year before.

Source: Albany County and Bethlehem Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Bethlehem Town
Unified School District	Bethlehem Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,483.00 (+1.08%)
2025	$7,403.00	$225,000 (-) Land $63,000 Building $162,000	$351,563 (+10.94%) Land $98,438 Building $253,125
2024		$225,000 (-) Land $63,000 Building $162,000	$316,901 (+5.63%) Land $88,732 Building $228,169
2023		$225,000 (-) Land $63,000 Building $162,000	$300,000 (+14.67%) Land $84,000 Building $216,000
2022		$225,000 Land $63,000 Building $162,000	$261,628 Land $73,256 Building $188,372

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Harding Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Harding Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHLEHEM WD NO 1 serves 31,000 people · EPA ID NY0100191
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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