9 Garfield Ct, Troy, IL 62294 Property Records

Madison County property record for 9 Garfield Ct, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,645 sqft · built 2024
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$436,000 (Apr 2024)
Tax Bill	$9,415 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit Jun 2023 Construction Loan + 2 more
APN	`09-2-22-06-00-000-034`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-06-00-000-034`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,645 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Construction Type	Frame
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	9 GARFIELD CT
City	TROY
State	IL
Zip	62294-1171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE HOMES OF LIBERTY PLACE PHASE 3 LOT 212 57.67 X 203.91 IRR
Legal Subdivision	THE HOMES OF LIBERTY PLACE
Legal Phase	3
Legal Lot Number	212
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	1
Census Block	1005
Census Tract	403533

Owner

9 Garfield Ct is owned and occupied by an individual who bought it in April 2024.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	9 GARFIELD CT, TROY, IL 62294-1171
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2024	Deed of Trust, Mortgage · Line of Credit FNB COMMUNITY BANK
Jun 13, 2023	Deed of Trust, Mortgage · Construction Mortgage FCB BANKS
Apr 29, 2024	Warranty Deed, Subdivision Related Transfer ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES
Apr 24, 2023	Warranty Deed, Transfer ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2024 · Amount on File
Deed Sale	Apr 29, 2024 · Amount on File
Prior Sale	Apr 24, 2023 · Amount on File
Deed Document Number	202410827
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	9 GARFIELD CT, TROY, IL 62294-1171
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029538
Date	Oct 28, 2024
Instrument	2024R29538

Lender

Name	FNB COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Oct 10, 2029

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	9 GARFIELD CT, TROY, IL 62294-1171
Transaction Type	Mortgage
Record Updated	May 4, 2026
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015345
Date	Jun 13, 2023
Instrument	2023R15345

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Apr 29, 2024
Property Address	9 GARFIELD CT, TROY, IL 62294-1171
Document Number	0000010827
Map Reference	PC 67 PG 189
Instrument Date	Apr 25, 2024
Instrument	2024R10827
Transaction Type	Subdivision Related Transfer
Record Updated	May 4, 2026
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

Amount	Amount on Record
Tax	$654.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9 GARFIELD CT, TROY, IL 62294-1171

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Apr 24, 2023
Property Address	9 GARFIELD CT, TROY, IL 62294-1171
Document Number	0000010443
Map Reference	PC 67 PG 189
Instrument Date	Apr 11, 2023
Instrument	2023R10443
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

Amount	Amount on Record
Tax	$234.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9622 US HIGHWAY 40, SAINT JACOB, IL 62281-1310
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 9 Garfield Ct was $9,415.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,415.00	$136,080 Land $20,780 Building $115,300	$408,240 Land $62,340 Building $345,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 9 Garfield Ct; there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Garfield Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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