Worcester County and Hubbardston Town property record for 9 Gardner Rd, Hubbardston, MA 01452
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,547 sqft · built 1823 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,009 (2026) |
| Deeds & Mortgages | Jul 2021 Refinance Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HUBB M:005C L:0018 |
| Primary APN | HUBB M:005C L:0018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,547 sqft Living Area |
| Gross Area | 3,314 sqft |
| Basement Area | 998 sqft |
| Unfinished Basement | 998 sqft |
| Year Built | Built 1823 |
|---|---|
| Effective Year Built | Effective 1823 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,424 sqft (0.4 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 9 GARDNER RD |
|---|---|
| City | HUBBARDSTON |
| State | MA |
| Zip | 01452-1647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 18 |
| Jurisdiction | HUBBARDSTON MA |
| Township / Civil Division | HUBBARDSTON |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 706100 |
9 Gardner Rd is owner-occupied and held in a trust since April 2018.
Source: Worcester County and Hubbardston Town records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 9 GARDNER RD, HUBBARDSTON, MA 01452-1647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| Oct 23, 2018 | Deed of Trust, Mortgage ENVOY MORTGAGE LTD |
| Apr 23, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2018 |
| Deed Sale | Apr 23, 2018 |
| Prior Sale | Dec 14, 2004 · Amount on File |
| Deed Document Number | 201837508 |
| Deed Book / Page | 58696 / 344 |
| Transfer Doc | 58696-344 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUBBARDSTON MA |
| Property Address | 9 GARDNER RD, HUBBARDSTON, MA 01452-1647 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 065646-280 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 65646/280 |
| Instrument | 100403 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 157 Months |
| Due | Aug 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUBBARDSTON MA |
| Property Address | 9 GARDNER RD, HUBBARDSTON, MA 01452-1647 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 59580-185 |
|---|---|
| Date | Oct 23, 2018 |
| Book Page | 59580/185 |
| Instrument | 112132 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Oct 1, 2033 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HUBBARDSTON MA |
| Recording Date | Apr 23, 2018 |
| Property Address | 9 GARDNER RD, HUBBARDSTON, MA 01452-1647 |
| Document Number | 58696-344 |
| Book / Page | 058696 / 000344 |
| Instrument Date | Apr 11, 2018 |
| Instrument | 37508 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 9 GARDNER RD HUBBARDSTON MA 014521647, HUBBARDSTON, MA 01452-1647 |
The 2026 property tax bill for 9 Gardner Rd was $3,009, up 1.4% from the year before.
Source: Worcester County and Hubbardston Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Hubbardston Town |
| Unified School District | Quabbin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,009.00 (+1.38%) | $269,100 (+5.9%) Land $23,400 Building $245,700 | $354,160 (-) |
| 2025 | $2,968.00 | $254,100 Land $23,400 Building $230,700 | $354,160 (+2.98%) |
| 2024 | $343,900 | ||
| 2023 | $2,124.00 | $163,000 Land $23,300 Building $139,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9 Gardner Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9 Gardner Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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