Cumberland County and Gray Town property record for 9 Ganem Ave, Gray, ME 04039
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,512 sqft · built 2019 |
| Lot Size | 7.19 acres (313,196 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,415 (2025) |
| Deeds & Mortgages | Aug 2021 Sale Oct 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | GRAY M:026 B:045 L:362-001 |
| Primary APN | GRAY M:026 B:045 L:362-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 313,196 sqft (7.19 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|
| Account Number | 4786 |
|---|---|
| Street Address | 9 GANEM AVE |
| City | GRAY |
| State | ME |
| Zip | 04039-7818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 45 |
| Legal Lot Number | 362-1 |
| Jurisdiction | GRAY ME |
| Township / Civil Division | GRAY |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 4702 |
9 Ganem Ave is owned and occupied by an individual who acquired it in August 2021.
Source: Cumberland County and Gray Town records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9 GANEM AVE, GRAY, ME 04039-7818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2021 | Other, Transfer |
| Oct 22, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CUMBERLAND COUNTY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 5, 2021 |
| Transfer Doc | 0385450102 |
| Record Updated | Sep 20, 2026 |
| Document Type | Other |
|---|---|
| Jurisdiction | GRAY ME |
| Recording Date | Aug 13, 2021 |
| Property Address | 9 GANEM AVE, GRAY, ME 04039-7818 |
| Document Number | 0385450102 |
| Book / Page | 38545 / 102 |
| Instrument Date | Aug 5, 2021 |
| Instrument | 58635 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 GANEM AVE, GRAY, ME 04039-7818 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 9 GANEM AVE, GRAY, ME 04039-7818 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0360950177 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 36095/177 |
| Instrument | 53438 |
| Name | CUMBERLAND COUNTY FCU |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 9 Ganem Ave was $4,415.
Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gray Town |
| Unified School District | School Administrative District 15 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,415.00 | $456,100 Land $157,100 Building $299,000 |
| 2023 | $4,105.00 (+8.83%) | $270,400 (-) Land $81,100 Building $189,300 |
| 2022 | $3,772.00 | $270,400 Land $81,100 Building $189,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 9 Ganem Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9 Ganem Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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