Bergen County and Emerson Borough property record for 9 Forest Ave, Emerson, NJ 07630
| Property Type | Single Family Home |
|---|---|
| Details | 3,375 sqft · built 1987 |
| Lot Size | 0.528 acres (23,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $600,000 (Apr 2021) |
| Tax Bill | $21,375 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01001-02-00005-03 |
| Primary APN | 14-01001-02-00005-03 |
|---|---|
| Alternative APN |
|
| Building Area | 3,375 sqft Living Area |
|---|
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 23,000 sqft (0.528 acres) |
| Lot Dimensions | 230 ft deep x 100 ft wide |
| Street Address | 9 FOREST AVE |
|---|---|
| City | EMERSON |
| State | NJ |
| Zip | 07630-1414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100 X 230 |
| Legal Subdivision | MAP FOREST HILL PARK BOROUGH |
| Legal Block | 1001 |
| Legal Lot Number | 5.03 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EMERSON |
| Census Block Group | 5 |
| Census Block | 5024 |
| Census Tract | 14000 |
Source: Bergen County and Emerson Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9 FOREST AVE, EMERSON, NJ 07630-1414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 7, 2021 | Deed, Transfer · Conventional Mortgage CLIFFCO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2021 · Amount on Record |
| Deed Sale | Apr 7, 2021 · Amount on Record |
| Deed Document Number | 202150571 |
| Deed Book / Page | 4058 / 1569 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 2, 2026 |
| Property Address | 9 FOREST AVE, EMERSON, NJ 07630-1414 |
| Document Number | 0000021856 |
| Book / Page | 5762 / 339 |
| Instrument Date | Mar 3, 2026 |
| Instrument | 202621856 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 9 FOREST AVE, EMERSON, NJ 07630-1414 |
| Document Number | 0057620339, |
|---|---|
| Date | Apr 2, 2026 |
| Book Page | 5762/339 |
| Instrument | 202621856 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 7, 2021 |
| Property Address | 9 FOREST AVE, EMERSON, NJ 07630-1414 |
| Document Number | 0040581569 |
| Book / Page | 4058 / 1569 |
| Instrument Date | Nov 13, 2020 |
| Instrument | 2021050571 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,405.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 RIVER BIRCH DR, 21, WILLOW STREET, PA 17584-8612 |
| Name | Verified Name |
|---|---|
| Address | 9 FOREST AVE, EMERSON, NJ 07630-1414 |
| Document Number | 2021050572 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 2021050572 |
| Name | CLIFFCO INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Dec 1, 2050 |
Source: Bergen County and Emerson Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Emerson Borough |
| Unified School District | Emerson Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $625,000 (-) Land $256,400 Building $368,600 | $625,000 (-) Land $256,400 Building $368,600 | |
| 2025 | $21,375.00 (+3.54%) | $625,000 (-) Land $256,400 Building $368,600 | $625,000 (-) Land $256,400 Building $368,600 |
| 2024 | $20,644.00 (+9.08%) | ||
| 2023 | $625,000 Land $256,400 Building $368,600 | $625,000 Land $256,400 Building $368,600 | |
| 2022 | $18,925.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1978–1999) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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